Broker comparison

Postbank vs.
Targobank

Which broker fits your needs?

Platforms, products and fees side by side.

Updated: October 2026

See comparison

Summary

Your goal decides.

Postbank has a higher rating of 3.6/5 compared to Targobank (3.5/5). Postbank has been in the market since 1909, making it the more experienced provider.

Securities trading at one of Germany's best-known banks

Securities trading and asset management at Targobank

At a glance

The key differences

Criterion
PlatformsPostbank Web, Postbank AppTargobank Web, Targobank App
Product typesStocks, ETFs, Bonds, FundsStocks, ETFs, Bonds, Funds
Options tradingNoNo
Fee modelCustody fee €12.90/year (free from €50,000), order fee from €9.95Custody fee €0 (online), order fee from €8.90 (up to €10,000)
Minimum deposit0 €0 €
RegulationBaFinBaFin
More informationDetailsDetails

Platforms

Postbank

Postbank Web, Postbank App

Targobank

Targobank Web, Targobank App

Product types

Postbank

Stocks, ETFs, Bonds, Funds

Targobank

Stocks, ETFs, Bonds, Funds

Options trading

Postbank

No

Targobank

No

Fee model

Postbank

Custody fee €12.90/year (free from €50,000), order fee from €9.95

Targobank

Custody fee €0 (online), order fee from €8.90 (up to €10,000)

Minimum deposit

Postbank

0 €

Targobank

0 €

Regulation

Postbank

BaFin

Targobank

BaFin

More information

Postbank

Details

Targobank

Details

Product access and costs depend on market, account and permissions.

Detailed comparison

Comparing fees

Compare total costs, not just the order fee.

Custody fee €12.90/year (free from €50,000), order fee from €9.95

Published fee
Custody fee €12.90/year (free from €50,000), order fee from €9.95
Minimum deposit
0 €
See terms at provider

Custody fee €0 (online), order fee from €8.90 (up to €10,000)

Published fee
Custody fee €0 (online), order fee from €8.90 (up to €10,000)
Minimum deposit
0 €
See terms at provider

The relevant costs depend on market, currency, order size and trading style.

Execution quality

Order type, venue and liquidity affect execution.

Check the provider’s execution policy and available order types for your account.

Provider information

Check the provider’s execution policy and available order types for your account.

Provider information

Product range

StocksETFsBondsFunds
StocksETFsBondsFunds

Categories come from broker profiles. Check specific markets and permissions before deciding.

Trading platforms

Postbank Web · Postbank App

Postbank offers its customers two trading platforms: Postbank Web and the Postbank App. The web platform enables classic securities trading through the browser with order placement, portfolio overview, and price queries. The mobile app provides the same basic functions on the go. Both platforms are functional but visually and technically less advanced compared to modern neobrokers. However, for savings plan users and occasional investors, the features are entirely sufficient.

Explore platform

Targobank Web · Targobank App

Targobank provides its customers with two trading platforms: Targobank Web and the Targobank App. The web platform offers all essential functions for securities trading such as order placement, portfolio overview, and price queries. The mobile app enables trading on the go. Both platforms are designed for simplicity and offer few advanced trading features such as real-time charts or technical analysis tools.

Explore platform

Regulation & security

Regulation does not prevent market losses. The relevant authority depends on the contracting entity.

Your investor profile

Who might it suit?

Securities trading at one of Germany's best-known banks

  • BaFin-regulated traditional German bank
  • Wide branch network for personal advice
  • Deposit protection up to €100,000
  • Comparatively high order fees
  • Custody fee for small portfolios

Securities trading and asset management at Targobank

  • BaFin-regulated bank with long history
  • Free online custody account
  • Personal advice in branches available
  • Higher order fees than discount brokers
  • Limited selection of trading venues

Find the broker that fits

Postbank oder Targobank?

Side by side. Decided with knowledge.

See the differences that matter, and the Academy lessons that explain them.

VS
  • Fees
  • Platform
  • Regulation
  • Matching lessons
Two brokers. Many options. Your call.
Open The Dealing Room

Your questions

Frequently asked questions

How do fees differ between Postbank and Targobank?
Postbank: Custody fee €12.90/year (free from €50,000), order fee from €9.95. Targobank: Custody fee €0 (online), order fee from €8.90 (up to €10,000). Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: Postbank or Targobank?
Postbank offers Stocks, ETFs, Bonds, Funds. Targobank offers Stocks, ETFs, Bonds, Funds.
How are Postbank and Targobank regulated?
The broker profiles list BaFin for Postbank and BaFin for Targobank. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is Postbank or Targobank better for beginners?
Postbank lists a 0 € minimum deposit and offers Postbank Web, Postbank App. Targobank lists 0 € and offers Targobank Web, Targobank App. Compare usability, available products and costs for your intended use.
Postbank vs Targobank: Which broker is better overall?
The choice between Postbank (3.6/5, 1200 reviews) and Targobank (3.5/5, 850 reviews) depends on your needs. Postbank: Securities trading at one of Germany's best-known banks. Targobank: Securities trading and asset management at Targobank.

Your next step

Your next step