Broker comparison

1822direkt vs.
Targobank

Which broker fits your needs?

Platforms, products and fees side by side.

Updated: October 2026

See comparison

Summary

Your goal decides.

1822direkt has a higher rating of 3.7/5 compared to Targobank (3.5/5). 1822direkt offers 5 instrument types, while Targobank offers 4. Targobank has been in the market since 1926, making it the more experienced provider.

The direct bank subsidiary of Frankfurter Sparkasse

Securities trading and asset management at Targobank

At a glance

The key differences

Criterion
Platforms1822direkt Web, 1822direkt AppTargobank Web, Targobank App
Product typesStocks, ETFs, Funds, Bonds, DerivativesStocks, ETFs, Bonds, Funds
Options tradingNo, no options tradingNo
Fee model€4.90 + 0.25% of order volume (min. €9.90, max. €54.90)Custody fee €0 (online), order fee from €8.90 (up to €10,000)
Minimum deposit0 €0 €
RegulationBaFinBaFin
More informationDetailsDetails

Platforms

1822direkt

1822direkt Web, 1822direkt App

Targobank

Targobank Web, Targobank App

Product types

1822direkt

Stocks, ETFs, Funds, Bonds, Derivatives

Targobank

Stocks, ETFs, Bonds, Funds

Options trading

1822direkt

No, no options trading

Targobank

No

Fee model

1822direkt

€4.90 + 0.25% of order volume (min. €9.90, max. €54.90)

Targobank

Custody fee €0 (online), order fee from €8.90 (up to €10,000)

Minimum deposit

1822direkt

0 €

Targobank

0 €

Regulation

1822direkt

BaFin

Targobank

BaFin

More information

1822direkt

Details

Targobank

Details

Product access and costs depend on market, account and permissions.

Detailed comparison

Comparing fees

Compare total costs, not just the order fee.

€4.90 + 0.25% of order volume (min. €9.90, max. €54.90)

Published fee
€4.90 + 0.25% of order volume (min. €9.90, max. €54.90)
Minimum deposit
0 €
See terms at provider

Custody fee €0 (online), order fee from €8.90 (up to €10,000)

Published fee
Custody fee €0 (online), order fee from €8.90 (up to €10,000)
Minimum deposit
0 €
See terms at provider

The relevant costs depend on market, currency, order size and trading style.

Execution quality

Order type, venue and liquidity affect execution.

Check the provider’s execution policy and available order types for your account.

Provider information

Check the provider’s execution policy and available order types for your account.

Provider information

Product range

StocksETFsFundsBondsDerivatives
StocksETFsBondsFunds

Categories come from broker profiles. Check specific markets and permissions before deciding.

Trading platforms

1822direkt Web · 1822direkt App

1822direkt offers the 1822direkt Web platform and the 1822direkt App. The web platform enables trading through a classic browser interface with portfolio overview, order masks, and basic chart functions. The 1822direkt App provides mobile trading with price queries, order placement, and account overview. Both platforms support standard order types and are designed for simple, secure operation in the Sparkassen style.

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Targobank Web · Targobank App

Targobank provides its customers with two trading platforms: Targobank Web and the Targobank App. The web platform offers all essential functions for securities trading such as order placement, portfolio overview, and price queries. The mobile app enables trading on the go. Both platforms are designed for simplicity and offer few advanced trading features such as real-time charts or technical analysis tools.

Explore platform

Regulation & security

Regulation does not prevent market losses. The relevant authority depends on the contracting entity.

Your investor profile

Who might it suit?

The direct bank subsidiary of Frankfurter Sparkasse

  • Sparkassen security
  • Free custody with activity
  • Full bank with checking account
  • Higher fees than neobrokers
  • No options trading

Securities trading and asset management at Targobank

  • BaFin-regulated bank with long history
  • Free online custody account
  • Personal advice in branches available
  • Higher order fees than discount brokers
  • Limited selection of trading venues

Find the broker that fits

1822direkt oder Targobank?

Side by side. Decided with knowledge.

See the differences that matter, and the Academy lessons that explain them.

VS
  • Fees
  • Platform
  • Regulation
  • Matching lessons
Two brokers. Many options. Your call.
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Your questions

Frequently asked questions

How do fees differ between 1822direkt and Targobank?
1822direkt: €4.90 + 0.25% of order volume (min. €9.90, max. €54.90). Targobank: Custody fee €0 (online), order fee from €8.90 (up to €10,000). Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: 1822direkt or Targobank?
1822direkt offers Stocks, ETFs, Funds, Bonds, Derivatives. Targobank offers Stocks, ETFs, Bonds, Funds.
How are 1822direkt and Targobank regulated?
The broker profiles list BaFin for 1822direkt and BaFin for Targobank. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is 1822direkt or Targobank better for beginners?
1822direkt lists a 0 € minimum deposit and offers 1822direkt Web, 1822direkt App. Targobank lists 0 € and offers Targobank Web, Targobank App. Compare usability, available products and costs for your intended use.
1822direkt vs Targobank: Which broker is better overall?
The choice between 1822direkt (3.7/5, 350 reviews) and Targobank (3.5/5, 850 reviews) depends on your needs. 1822direkt: The direct bank subsidiary of Frankfurter Sparkasse. Targobank: Securities trading and asset management at Targobank.

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