Broker comparison

ING vs.
Targobank

Which broker fits your needs?

Platforms, products and fees side by side.

Updated: October 2026

See comparison

Summary

Your goal decides.

ING has a higher rating of 4.3/5 compared to Targobank (3.5/5). ING offers 5 instrument types, while Targobank offers 4. Targobank has been in the market since 1926, making it the more experienced provider.

Germany's largest direct bank with integrated brokerage

Securities trading and asset management at Targobank

At a glance

The key differences

Criterion
PlatformsING Banking App, ING Web DepotTargobank Web, Targobank App
Product typesStocks, ETFs, Funds, Bonds, DerivativesStocks, ETFs, Bonds, Funds
Options tradingNo, no options tradingNo
Fee model€4.90 base fee + 0.25% of order value (max. €69.90)Custody fee €0 (online), order fee from €8.90 (up to €10,000)
Minimum deposit0 €0 €
RegulationBaFinBaFin
More informationDetailsDetails

Platforms

ING

ING Banking App, ING Web Depot

Targobank

Targobank Web, Targobank App

Product types

ING

Stocks, ETFs, Funds, Bonds, Derivatives

Targobank

Stocks, ETFs, Bonds, Funds

Options trading

ING

No, no options trading

Targobank

No

Fee model

ING

€4.90 base fee + 0.25% of order value (max. €69.90)

Targobank

Custody fee €0 (online), order fee from €8.90 (up to €10,000)

Minimum deposit

ING

0 €

Targobank

0 €

Regulation

ING

BaFin

Targobank

BaFin

More information

Targobank

Details

Product access and costs depend on market, account and permissions.

Detailed comparison

Comparing fees

Compare total costs, not just the order fee.

€4.90 base fee + 0.25% of order value (max. €69.90)

Published fee
€4.90 base fee + 0.25% of order value (max. €69.90)
Minimum deposit
0 €
See terms at provider

Custody fee €0 (online), order fee from €8.90 (up to €10,000)

Published fee
Custody fee €0 (online), order fee from €8.90 (up to €10,000)
Minimum deposit
0 €
See terms at provider

The relevant costs depend on market, currency, order size and trading style.

Execution quality

Order type, venue and liquidity affect execution.

Check the provider’s execution policy and available order types for your account.

Provider information

Check the provider’s execution policy and available order types for your account.

Provider information

Product range

StocksETFsFundsBondsDerivatives
StocksETFsBondsFunds

Categories come from broker profiles. Check specific markets and permissions before deciding.

Trading platforms

ING Banking App · ING Web Depot

ING provides the ING Banking App and the ING Web Depot. The Banking App combines all banking and brokerage functions in one application, offering mobile trading with real-time prices, order placement, and savings plan management. The ING Web Depot in the browser provides detailed portfolio overviews, chart views, and comprehensive order masks. Both platforms are known for their intuitive operation and support common order types such as limit, stop, and market orders.

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Targobank Web · Targobank App

Targobank provides its customers with two trading platforms: Targobank Web and the Targobank App. The web platform offers all essential functions for securities trading such as order placement, portfolio overview, and price queries. The mobile app enables trading on the go. Both platforms are designed for simplicity and offer few advanced trading features such as real-time charts or technical analysis tools.

Explore platform

Regulation & security

Regulation does not prevent market losses. The relevant authority depends on the contracting entity.

Your investor profile

Who might it suit?

Germany's largest direct bank with integrated brokerage

  • Full bank with checking account and brokerage
  • Over 800 free ETF savings plans
  • Excellent customer service
  • Higher order fees than neobrokers
  • No options trading

Securities trading and asset management at Targobank

  • BaFin-regulated bank with long history
  • Free online custody account
  • Personal advice in branches available
  • Higher order fees than discount brokers
  • Limited selection of trading venues

Find the broker that fits

ING oder Targobank?

Side by side. Decided with knowledge.

See the differences that matter, and the Academy lessons that explain them.

VS
  • Fees
  • Platform
  • Regulation
  • Matching lessons
Two brokers. Many options. Your call.
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Your questions

Frequently asked questions

How do fees differ between ING and Targobank?
ING: €4.90 base fee + 0.25% of order value (max. €69.90). Targobank: Custody fee €0 (online), order fee from €8.90 (up to €10,000). Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: ING or Targobank?
ING offers Stocks, ETFs, Funds, Bonds, Derivatives. Targobank offers Stocks, ETFs, Bonds, Funds.
How are ING and Targobank regulated?
The broker profiles list BaFin for ING and BaFin for Targobank. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is ING or Targobank better for beginners?
ING lists a 0 € minimum deposit and offers ING Banking App, ING Web Depot. Targobank lists 0 € and offers Targobank Web, Targobank App. Compare usability, available products and costs for your intended use.
ING vs Targobank: Which broker is better overall?
The choice between ING (4.3/5, 2100 reviews) and Targobank (3.5/5, 850 reviews) depends on your needs. ING: Germany's largest direct bank with integrated brokerage. Targobank: Securities trading and asset management at Targobank.

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