Broker comparison

1822direkt vs.
ING

Which broker fits your needs?

Platforms, products and fees side by side.

Updated: October 2026

See comparison

Summary

Your goal decides.

ING has a higher rating of 4.3/5 compared to 1822direkt (3.7/5). ING has been in the market since 1965, making it the more experienced provider.

The direct bank subsidiary of Frankfurter Sparkasse

Germany's largest direct bank with integrated brokerage

At a glance

The key differences

Criterion
Platforms1822direkt Web, 1822direkt AppING Banking App, ING Web Depot
Product typesStocks, ETFs, Funds, Bonds, DerivativesStocks, ETFs, Funds, Bonds, Derivatives
Options tradingNo, no options tradingNo, no options trading
Fee model€4.90 + 0.25% of order volume (min. €9.90, max. €54.90)€4.90 base fee + 0.25% of order value (max. €69.90)
Minimum deposit0 €0 €
RegulationBaFinBaFin
More informationDetailsDetails

Platforms

1822direkt

1822direkt Web, 1822direkt App

ING

ING Banking App, ING Web Depot

Product types

1822direkt

Stocks, ETFs, Funds, Bonds, Derivatives

ING

Stocks, ETFs, Funds, Bonds, Derivatives

Options trading

1822direkt

No, no options trading

ING

No, no options trading

Fee model

1822direkt

€4.90 + 0.25% of order volume (min. €9.90, max. €54.90)

ING

€4.90 base fee + 0.25% of order value (max. €69.90)

Minimum deposit

1822direkt

0 €

ING

0 €

Regulation

1822direkt

BaFin

ING

BaFin

More information

1822direkt

Details

Product access and costs depend on market, account and permissions.

Detailed comparison

Comparing fees

Compare total costs, not just the order fee.

€4.90 + 0.25% of order volume (min. €9.90, max. €54.90)

Published fee
€4.90 + 0.25% of order volume (min. €9.90, max. €54.90)
Minimum deposit
0 €
See terms at provider

€4.90 base fee + 0.25% of order value (max. €69.90)

Published fee
€4.90 base fee + 0.25% of order value (max. €69.90)
Minimum deposit
0 €
See terms at provider

The relevant costs depend on market, currency, order size and trading style.

Execution quality

Order type, venue and liquidity affect execution.

Check the provider’s execution policy and available order types for your account.

Provider information

Check the provider’s execution policy and available order types for your account.

Provider information

Product range

StocksETFsFundsBondsDerivatives
StocksETFsFundsBondsDerivatives

Categories come from broker profiles. Check specific markets and permissions before deciding.

Trading platforms

1822direkt Web · 1822direkt App

1822direkt offers the 1822direkt Web platform and the 1822direkt App. The web platform enables trading through a classic browser interface with portfolio overview, order masks, and basic chart functions. The 1822direkt App provides mobile trading with price queries, order placement, and account overview. Both platforms support standard order types and are designed for simple, secure operation in the Sparkassen style.

Explore platform

ING Banking App · ING Web Depot

ING provides the ING Banking App and the ING Web Depot. The Banking App combines all banking and brokerage functions in one application, offering mobile trading with real-time prices, order placement, and savings plan management. The ING Web Depot in the browser provides detailed portfolio overviews, chart views, and comprehensive order masks. Both platforms are known for their intuitive operation and support common order types such as limit, stop, and market orders.

Explore platform

Regulation & security

Regulation does not prevent market losses. The relevant authority depends on the contracting entity.

Your investor profile

Who might it suit?

The direct bank subsidiary of Frankfurter Sparkasse

  • Sparkassen security
  • Free custody with activity
  • Full bank with checking account
  • Higher fees than neobrokers
  • No options trading

Germany's largest direct bank with integrated brokerage

  • Full bank with checking account and brokerage
  • Over 800 free ETF savings plans
  • Excellent customer service
  • Higher order fees than neobrokers
  • No options trading

Find the broker that fits

1822direkt oder ING?

Side by side. Decided with knowledge.

See the differences that matter, and the Academy lessons that explain them.

VS
  • Fees
  • Platform
  • Regulation
  • Matching lessons
Two brokers. Many options. Your call.
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Your questions

Frequently asked questions

How do fees differ between 1822direkt and ING?
1822direkt: €4.90 + 0.25% of order volume (min. €9.90, max. €54.90). ING: €4.90 base fee + 0.25% of order value (max. €69.90). Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: 1822direkt or ING?
1822direkt offers Stocks, ETFs, Funds, Bonds, Derivatives. ING offers Stocks, ETFs, Funds, Bonds, Derivatives.
How are 1822direkt and ING regulated?
The broker profiles list BaFin for 1822direkt and BaFin for ING. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is 1822direkt or ING better for beginners?
1822direkt lists a 0 € minimum deposit and offers 1822direkt Web, 1822direkt App. ING lists 0 € and offers ING Banking App, ING Web Depot. Compare usability, available products and costs for your intended use.
1822direkt vs ING: Which broker is better overall?
The choice between 1822direkt (3.7/5, 350 reviews) and ING (4.3/5, 2100 reviews) depends on your needs. 1822direkt: The direct bank subsidiary of Frankfurter Sparkasse. ING: Germany's largest direct bank with integrated brokerage.

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