Broker comparison

Commerzbank vs.
Postbank

Which broker fits your needs?

Platforms, products and fees side by side.

Updated: October 2026

See comparison

Summary

Your goal decides.

Commerzbank has a higher rating of 3.7/5 compared to Postbank (3.6/5). Commerzbank offers 5 instrument types, while Postbank offers 4. Commerzbank has been in the market since 1870, making it the more experienced provider. Execution speed: Commerzbank ~50 ms (Xetra Direct via Commerzbank-Routing), Postbank ~80 ms (Xetra/Tradegate, part of Deutsche Bank).

Securities trading at Germany's second-largest private bank

Securities trading at one of Germany's best-known banks

At a glance

The key differences

Criterion
PlatformsCommerzbank Web, Commerzbank AppPostbank Web, Postbank App
Product typesStocks, ETFs, Bonds, Funds, CertificatesStocks, ETFs, Bonds, Funds
Options tradingNoNo
Fee modelCustody fee €0 (DirektDepot), order fee from €4.90 + 0.25% (min. €9.90)Custody fee €12.90/year (free from €50,000), order fee from €9.95
Minimum deposit0 €0 €
RegulationBaFinBaFin
More informationDetailsDetails

Platforms

Commerzbank

Commerzbank Web, Commerzbank App

Postbank

Postbank Web, Postbank App

Product types

Commerzbank

Stocks, ETFs, Bonds, Funds, Certificates

Postbank

Stocks, ETFs, Bonds, Funds

Options trading

Commerzbank

No

Postbank

No

Fee model

Commerzbank

Custody fee €0 (DirektDepot), order fee from €4.90 + 0.25% (min. €9.90)

Postbank

Custody fee €12.90/year (free from €50,000), order fee from €9.95

Minimum deposit

Commerzbank

0 €

Postbank

0 €

Regulation

Commerzbank

BaFin

Postbank

BaFin

More information

Commerzbank

Details

Postbank

Details

Product access and costs depend on market, account and permissions.

Detailed comparison

Comparing fees

Compare total costs, not just the order fee.

Custody fee €0 (DirektDepot), order fee from €4.90 + 0.25% (min. €9.90)

Published fee
Custody fee €0 (DirektDepot), order fee from €4.90 + 0.25% (min. €9.90)
Minimum deposit
0 €
See terms at provider

Custody fee €12.90/year (free from €50,000), order fee from €9.95

Published fee
Custody fee €12.90/year (free from €50,000), order fee from €9.95
Minimum deposit
0 €
See terms at provider

The relevant costs depend on market, currency, order size and trading style.

Execution quality

Order type, venue and liquidity affect execution.

Check the provider’s execution policy and available order types for your account.

Provider information

Check the provider’s execution policy and available order types for your account.

Provider information

Product range

StocksETFsBondsFundsCertificates
StocksETFsBondsFunds

Categories come from broker profiles. Check specific markets and permissions before deciding.

Trading platforms

Commerzbank Web · Commerzbank App

Commerzbank offers securities trading through its web platform and the Commerzbank App. The online platform enables order placement, portfolio overview, and market analysis directly in the browser. The mobile app provides quick access to quotes and order functions on the go. Both platforms are solid and reliable but could be more modern in terms of design and user-friendliness. However, for the occasional investor, they offer all necessary features.

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Postbank Web · Postbank App

Postbank offers its customers two trading platforms: Postbank Web and the Postbank App. The web platform enables classic securities trading through the browser with order placement, portfolio overview, and price queries. The mobile app provides the same basic functions on the go. Both platforms are functional but visually and technically less advanced compared to modern neobrokers. However, for savings plan users and occasional investors, the features are entirely sufficient.

Explore platform

Regulation & security

Regulation does not prevent market losses. The relevant authority depends on the contracting entity.

Your investor profile

Who might it suit?

Securities trading at Germany's second-largest private bank

  • Major bank with comprehensive product range
  • Free DirektDepot without minimum deposit
  • Branches throughout Germany
  • Order fees higher than online brokers
  • Complex fee structure

Securities trading at one of Germany's best-known banks

  • BaFin-regulated traditional German bank
  • Wide branch network for personal advice
  • Deposit protection up to €100,000
  • Comparatively high order fees
  • Custody fee for small portfolios

Find the broker that fits

Commerzbank oder Postbank?

Side by side. Decided with knowledge.

See the differences that matter, and the Academy lessons that explain them.

VS
  • Fees
  • Platform
  • Regulation
  • Matching lessons
Two brokers. Many options. Your call.
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Your questions

Frequently asked questions

How do fees differ between Commerzbank and Postbank?
Commerzbank: Custody fee €0 (DirektDepot), order fee from €4.90 + 0.25% (min. €9.90). Postbank: Custody fee €12.90/year (free from €50,000), order fee from €9.95. Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: Commerzbank or Postbank?
Commerzbank offers Stocks, ETFs, Bonds, Funds, Certificates. Postbank offers Stocks, ETFs, Bonds, Funds.
How are Commerzbank and Postbank regulated?
The broker profiles list BaFin for Commerzbank and BaFin for Postbank. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is Commerzbank or Postbank better for beginners?
Commerzbank lists a 0 € minimum deposit and offers Commerzbank Web, Commerzbank App. Postbank lists 0 € and offers Postbank Web, Postbank App. Compare usability, available products and costs for your intended use.
Commerzbank vs Postbank: Which broker is better overall?
The choice between Commerzbank (3.7/5, 1800 reviews) and Postbank (3.6/5, 1200 reviews) depends on your needs. Commerzbank: Securities trading at Germany's second-largest private bank. Postbank: Securities trading at one of Germany's best-known banks.

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