Broker comparison

Commerzbank vs.
Deutsche Bank

Which broker fits your needs?

Platforms, products and fees side by side.

Updated: October 2026

See comparison

Summary

Your goal decides.

Commerzbank and Deutsche Bank are both Frankfurt-based, BaFin-regulated and offer an online securities account with no custody fee and no minimum deposit. On order fees Deutsche Bank starts lower: from €8.90 online, while Commerzbank charges €4.90 plus 0.25% of order value with a €9.90 minimum — so even the smallest Commerzbank order costs more than Deutsche Bank's starting price. Deutsche Bank also adds warrants to the range. Neither offers options trading.

Securities trading at Germany's second-largest private bank

Securities trading at Germany's largest bank

At a glance

The key differences

Criterion
PlatformsCommerzbank Web, Commerzbank Appmaxblue Web, Deutsche Bank App
Product typesStocks, ETFs, Bonds, Funds, CertificatesStocks, ETFs, Bonds, Funds, Certificates, Warrants
Options tradingNoNo
Fee modelCustody fee €0 (DirektDepot), order fee from €4.90 + 0.25% (min. €9.90)Custody fee from €0 (maxblue), order fee from €8.90 (online)
Minimum deposit0 €0 €
RegulationBaFinBaFin
More informationDetailsDetails

Platforms

Commerzbank

Commerzbank Web, Commerzbank App

Deutsche Bank

maxblue Web, Deutsche Bank App

Product types

Commerzbank

Stocks, ETFs, Bonds, Funds, Certificates

Deutsche Bank

Stocks, ETFs, Bonds, Funds, Certificates, Warrants

Options trading

Commerzbank

No

Deutsche Bank

No

Fee model

Commerzbank

Custody fee €0 (DirektDepot), order fee from €4.90 + 0.25% (min. €9.90)

Deutsche Bank

Custody fee from €0 (maxblue), order fee from €8.90 (online)

Minimum deposit

Commerzbank

0 €

Deutsche Bank

0 €

Regulation

Commerzbank

BaFin

Deutsche Bank

BaFin

More information

Commerzbank

Details

Deutsche Bank

Details

Product access and costs depend on market, account and permissions.

Detailed comparison

Comparing fees

Compare total costs, not just the order fee.

Custody fee €0 (DirektDepot), order fee from €4.90 + 0.25% (min. €9.90)

Published fee
Custody fee €0 (DirektDepot), order fee from €4.90 + 0.25% (min. €9.90)
Minimum deposit
0 €
See terms at provider

Custody fee from €0 (maxblue), order fee from €8.90 (online)

Published fee
Custody fee from €0 (maxblue), order fee from €8.90 (online)
Minimum deposit
0 €
See terms at provider

The relevant costs depend on market, currency, order size and trading style.

Execution quality

Order type, venue and liquidity affect execution.

Check the provider’s execution policy and available order types for your account.

Provider information

Check the provider’s execution policy and available order types for your account.

Provider information

Product range

StocksETFsBondsFundsCertificates
StocksETFsBondsFundsCertificatesWarrants

Categories come from broker profiles. Check specific markets and permissions before deciding.

Trading platforms

Commerzbank Web · Commerzbank App

Commerzbank offers securities trading through its web platform and the Commerzbank App. The online platform enables order placement, portfolio overview, and market analysis directly in the browser. The mobile app provides quick access to quotes and order functions on the go. Both platforms are solid and reliable but could be more modern in terms of design and user-friendliness. However, for the occasional investor, they offer all necessary features.

Explore platform

maxblue Web · Deutsche Bank App

Deutsche Bank offers securities trading through maxblue Web and the Deutsche Bank App. The maxblue platform is the central online tool for securities trading with access to the in-house research department, price queries, and order placement. The mobile app complements the offering for trading on the go. The platforms are functional and security-oriented but appear less contemporary compared to modern trading apps.

Explore platform

Regulation & security

BaFin

Regulatory information

BaFin

Regulatory information

Regulation does not prevent market losses. The relevant authority depends on the contracting entity.

Your investor profile

Who might it suit?

Securities trading at Germany's second-largest private bank

  • Major bank with comprehensive product range
  • Free DirektDepot without minimum deposit
  • Branches throughout Germany
  • Order fees higher than online brokers
  • Complex fee structure

Securities trading at Germany's largest bank

  • Germany's largest bank with highest deposit protection
  • maxblue online depot without custody fees
  • Wide range of certificates and bonds
  • Order fees significantly higher than neobrokers
  • Online platform not state of the art

Find the broker that fits

Commerzbank oder Deutsche Bank?

Side by side. Decided with knowledge.

See the differences that matter, and the Academy lessons that explain them.

VS
  • Fees
  • Platform
  • Regulation
  • Matching lessons
Two brokers. Many options. Your call.
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In-depth analysis

Order fees and custody: Both banks offer a free depot (Commerzbank DirektDepot, Deutsche Bank maxblue). The order-fee models differ fundamentally: Commerzbank charges from €4.90 plus 0.25% of order value with a €9.90 minimum, while Deutsche Bank via maxblue charges a flat fee from €8.90 per online order. On smaller orders the maxblue flat fee wins; on larger volumes Commerzbank's percentage component can weigh in. Minimum deposit is €0 at both.

Products and research: Deutsche Bank offers the broader range with stocks, ETFs, bonds, funds, certificates and warrants; Commerzbank covers stocks, ETFs, bonds, funds and certificates. Neither offers options trading. A plus for Deutsche Bank is access to one of the industry's most comprehensive research departments.

Profile and verdict: Both are BaFin-regulated; Deutsche Bank is Germany's largest bank (rated 3.8/5, execution per the data ~30 ms), Commerzbank the second-largest private bank (3.7/5, ~50 ms). For investors who value maximum product breadth, warrants and research, Deutsche Bank is the stronger choice. Commerzbank does not win on price — its €9.90 minimum sits above Deutsche Bank's €8.90 starting fee — so its case rests on the free DirektDepot.

Your questions

Frequently asked questions

How do fees differ between Commerzbank and Deutsche Bank?
Commerzbank: Custody fee €0 (DirektDepot), order fee from €4.90 + 0.25% (min. €9.90). Deutsche Bank: Custody fee from €0 (maxblue), order fee from €8.90 (online). Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: Commerzbank or Deutsche Bank?
Commerzbank offers Stocks, ETFs, Bonds, Funds, Certificates. Deutsche Bank offers Stocks, ETFs, Bonds, Funds, Certificates, Warrants.
How are Commerzbank and Deutsche Bank regulated?
The broker profiles list BaFin for Commerzbank and BaFin for Deutsche Bank. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is Commerzbank or Deutsche Bank better for beginners?
Commerzbank lists a 0 € minimum deposit and offers Commerzbank Web, Commerzbank App. Deutsche Bank lists 0 € and offers maxblue Web, Deutsche Bank App. Compare usability, available products and costs for your intended use.
Commerzbank vs Deutsche Bank: Which broker is better overall?
The choice between Commerzbank (3.7/5, 1800 reviews) and Deutsche Bank (3.8/5, 2100 reviews) depends on your needs. Commerzbank: Securities trading at Germany's second-largest private bank. Deutsche Bank: Securities trading at Germany's largest bank.

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