Broker comparison

Peaks vs.
Stash

Which broker fits your needs?

Platforms, products and fees side by side.

Updated: October 2026

See comparison

Summary

Your goal decides.

Peaks has a higher rating of 3.8/5 compared to Stash (3.7/5). Stash offers 4 instrument types, while Peaks offers 2. The minimum deposit is lower at Stash with 0 $. Stash has been in the market since 2015, making it the more experienced provider.

Micro-investing app with automated savings and ETF portfolios

US finance app with guided investing, banking and retirement planning

At a glance

The key differences

Criterion
PlatformsPeaks AppStash App
Product typesETFs, ETF-PortfoliosUS Stocks, ETFs, Fractional Shares, Bonds
Options tradingNoNo
Fee model€1 or €2 per month + 0.5% p.a. fund costs$3/month (Stash Growth), $9/month (Stash+)
Minimum deposit1 €0 $
RegulationAFMSEC/FINRA
More informationDetailsDetails

Platforms

Peaks

Peaks App

Stash

Stash App

Product types

Peaks

ETFs, ETF-Portfolios

Stash

US Stocks, ETFs, Fractional Shares, Bonds

Options trading

Peaks

No

Stash

No

Fee model

Peaks

€1 or €2 per month + 0.5% p.a. fund costs

Stash

$3/month (Stash Growth), $9/month (Stash+)

Minimum deposit

Peaks

1 €

Stash

0 $

Regulation

Peaks

AFM

Stash

SEC/FINRA

More information

Peaks

Details

Stash

Details

Product access and costs depend on market, account and permissions.

Detailed comparison

Comparing fees

Compare total costs, not just the order fee.

€1 or €2 per month + 0.5% p.a. fund costs

Published fee
€1 or €2 per month + 0.5% p.a. fund costs
Minimum deposit
1 €
See terms at provider

$3/month (Stash Growth), $9/month (Stash+)

Published fee
$3/month (Stash Growth), $9/month (Stash+)
Minimum deposit
0 $
See terms at provider

The relevant costs depend on market, currency, order size and trading style.

Execution quality

Order type, venue and liquidity affect execution.

Check the provider’s execution policy and available order types for your account.

Provider information

Check the provider’s execution policy and available order types for your account.

Provider information

Product range

ETFsETF-Portfolios
US StocksETFsFractional SharesBonds

Categories come from broker profiles. Check specific markets and permissions before deciding.

Trading platforms

Peaks App

Peaks exclusively offers the Peaks App. The app enables automatic investing through rounding up card payments, one-time contributions, and recurring deposits. The interface shows portfolio performance, transaction history, and rounding-up overview. There is no web platform.

Explore platform

Stash App

Stash exclusively offers the Stash App. The app combines guided investing with personalized recommendations, banking with debit card, Stock-Back program, retirement planning, and fractional shares. The interface is intentionally kept simple for beginners.

Explore platform

Regulation & security

Regulation does not prevent market losses. The relevant authority depends on the contracting entity.

Your investor profile

Who might it suit?

Micro-investing app with automated savings and ETF portfolios

  • Automatic investing through rounding up card payments
  • AFM-regulated in the Netherlands
  • Ideal for beginners and micro-investing
  • Flat monthly fee disadvantageous for small amounts
  • No individual stock selection possible

US finance app with guided investing, banking and retirement planning

  • Guided investing with personalized recommendations
  • Stock-Back program: earn stocks instead of cashback
  • Fractional shares investing from $1
  • Monthly fees expensive for smaller accounts
  • No professional analysis tools

Find the broker that fits

Peaks oder Stash?

Side by side. Decided with knowledge.

See the differences that matter, and the Academy lessons that explain them.

VS
  • Fees
  • Platform
  • Regulation
  • Matching lessons
Two brokers. Many options. Your call.
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Your questions

Frequently asked questions

How do fees differ between Peaks and Stash?
Peaks: €1 or €2 per month + 0.5% p.a. fund costs. Stash: $3/month (Stash Growth), $9/month (Stash+). Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: Peaks or Stash?
Peaks offers ETFs, ETF-Portfolios. Stash offers US Stocks, ETFs, Fractional Shares, Bonds.
How are Peaks and Stash regulated?
The broker profiles list AFM for Peaks and SEC/FINRA for Stash. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is Peaks or Stash better for beginners?
Peaks lists a 1 € minimum deposit and offers Peaks App. Stash lists 0 $ and offers Stash App. Compare usability, available products and costs for your intended use.
Peaks vs Stash: Which broker is better overall?
The choice between Peaks (3.8/5, 620 reviews) and Stash (3.7/5, 1100 reviews) depends on your needs. Peaks: Micro-investing app with automated savings and ETF portfolios. Stash: US finance app with guided investing, banking and retirement planning.

Your next step

Your next step