M1 Finance$0 commission, M1 Plus $125/year for premium features
- Published fee
- $0 commission, M1 Plus $125/year for premium features
- Minimum deposit
- 100 $
Broker comparison
M1 Finance vs.
Stash
Which broker fits your needs?
Platforms, products and fees side by side.
Updated: October 2026
See comparisonM1 Finance
StashVS
Summary
Your goal decides.
M1 Finance has a higher rating of 4.2/5 compared to Stash (3.7/5). The minimum deposit is lower at Stash with 0 $.
M1 FinanceUS neobroker with pie investing, credit line and high-yield account
StashUS finance app with guided investing, banking and retirement planning
At a glance
The key differences
| Criterion | M1 Finance | Stash |
|---|---|---|
| Platforms | M1 Finance Web, M1 Finance App | Stash App |
| Product types | US Stocks, ETFs, Fractional Shares, Crypto | US Stocks, ETFs, Fractional Shares, Bonds |
| Options trading | No | No |
| Fee model | $0 commission, M1 Plus $125/year for premium features | $3/month (Stash Growth), $9/month (Stash+) |
| Minimum deposit | 100 $ | 0 $ |
| Regulation | SEC/FINRA | SEC/FINRA |
| More information | Details | Details |
Platforms
M1 Finance
M1 Finance Web, M1 Finance App
Stash
Stash App
Product types
M1 Finance
US Stocks, ETFs, Fractional Shares, Crypto
Stash
US Stocks, ETFs, Fractional Shares, Bonds
Options trading
M1 Finance
No
Stash
No
Fee model
M1 Finance
$0 commission, M1 Plus $125/year for premium features
Stash
$3/month (Stash Growth), $9/month (Stash+)
Minimum deposit
M1 Finance
100 $
Stash
0 $
Regulation
M1 Finance
SEC/FINRA
Stash
SEC/FINRA
Product access and costs depend on market, account and permissions.
Detailed comparison
Comparing fees
Compare total costs, not just the order fee.
M1 FinanceStash$3/month (Stash Growth), $9/month (Stash+)
- Published fee
- $3/month (Stash Growth), $9/month (Stash+)
- Minimum deposit
- 0 $
The relevant costs depend on market, currency, order size and trading style.
Execution quality
Order type, venue and liquidity affect execution.
M1 FinanceCheck the provider’s execution policy and available order types for your account.
Provider informationStashCheck the provider’s execution policy and available order types for your account.
Provider informationProduct range
M1 FinanceUS StocksETFsFractional SharesCrypto
StashUS StocksETFsFractional SharesBonds
Categories come from broker profiles. Check specific markets and permissions before deciding.
Trading platforms
M1 FinanceM1 Finance Web · M1 Finance App
M1 Finance offers a web platform and mobile app with the unique pie investing interface. The interface enables visual creation and management of portfolios as "pies," automatic rebalancing, and management of M1 Borrow and M1 Spend. The dashboard shows an overview of investments, credit line, and account balances. Charting tools are basic, as the focus is on long-term investing.
Explore platformStashStash App
Stash exclusively offers the Stash App. The app combines guided investing with personalized recommendations, banking with debit card, Stock-Back program, retirement planning, and fractional shares. The interface is intentionally kept simple for beginners.
Explore platformRegulation does not prevent market losses. The relevant authority depends on the contracting entity.
Your investor profile
Who might it suit?
M1 FinanceUS neobroker with pie investing, credit line and high-yield account
- Unique pie investing for automated portfolio
- Commission-free stock and ETF trading
- Integrated credit line (M1 Borrow) at low rates
- Only one trading window per day (Standard)
- No advanced trading tools
StashUS finance app with guided investing, banking and retirement planning
- Guided investing with personalized recommendations
- Stock-Back program: earn stocks instead of cashback
- Fractional shares investing from $1
- Monthly fees expensive for smaller accounts
- No professional analysis tools
Find the broker that fits
M1 Finance oder Stash?
Side by side. Decided with knowledge.
See the differences that matter, and the Academy lessons that explain them.
VS
- Fees
- Platform
- Regulation
- Matching lessons
Two brokers. Many options. Your call.
Your questions
Frequently asked questions
How do fees differ between M1 Finance and Stash?
M1 Finance: $0 commission, M1 Plus $125/year for premium features. Stash: $3/month (Stash Growth), $9/month (Stash+). Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: M1 Finance or Stash?
M1 Finance offers US Stocks, ETFs, Fractional Shares, Crypto. Stash offers US Stocks, ETFs, Fractional Shares, Bonds.
How are M1 Finance and Stash regulated?
The broker profiles list SEC/FINRA for M1 Finance and SEC/FINRA for Stash. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is M1 Finance or Stash better for beginners?
M1 Finance lists a 100 $ minimum deposit and offers M1 Finance Web, M1 Finance App. Stash lists 0 $ and offers Stash App. Compare usability, available products and costs for your intended use.
M1 Finance vs Stash: Which broker is better overall?
The choice between M1 Finance (4.2/5, 1200 reviews) and Stash (3.7/5, 1100 reviews) depends on your needs. M1 Finance: US neobroker with pie investing, credit line and high-yield account. Stash: US finance app with guided investing, banking and retirement planning.
Your next step
Your next step
M1 FinanceUS neobroker with pie investing, credit line and high-yield account
Open accountRead reviewStashUS finance app with guided investing, banking and retirement planning
Open accountRead reviewKeep learning
Before you pick a broker
The guides worth reading before your first trade, whichever of the two you choose.