M1 Finance$0 commission, M1 Plus $125/year for premium features
- Published fee
- $0 commission, M1 Plus $125/year for premium features
- Minimum deposit
- 100 $
Broker comparison
M1 Finance vs.
Robinhood
Which broker fits your needs?
Platforms, products and fees side by side.
Updated: October 2026
See comparisonM1 Finance
RobinhoodVS
Summary
Your goal decides.
M1 Finance has a higher rating of 4.2/5 compared to Robinhood (3.9/5). The minimum deposit is lower at Robinhood with 0 $. Robinhood offers options trading, while the other does not. Robinhood has been in the market since 2013, making it the more experienced provider.
M1 FinanceUS neobroker with pie investing, credit line and high-yield account
RobinhoodCommission-free US broker that revolutionized stock trading
At a glance
The key differences
| Criterion | M1 Finance | Robinhood |
|---|---|---|
| Platforms | M1 Finance Web, M1 Finance App | Robinhood App, Robinhood Web |
| Product types | US Stocks, ETFs, Fractional Shares, Crypto | Stocks, ETFs, Options, Crypto |
| Options trading | No | Yes, commission-free US options |
| Fee model | $0 commission, M1 Plus $125/year for premium features | $0 commission on stocks, ETFs and options |
| Minimum deposit | 100 $ | 0 $ |
| Regulation | SEC/FINRA | SEC/FINRA |
| More information | Details | Details |
Platforms
M1 Finance
M1 Finance Web, M1 Finance App
Robinhood
Robinhood App, Robinhood Web
Product types
M1 Finance
US Stocks, ETFs, Fractional Shares, Crypto
Robinhood
Stocks, ETFs, Options, Crypto
Options trading
M1 Finance
No
Robinhood
Yes, commission-free US options
Fee model
M1 Finance
$0 commission, M1 Plus $125/year for premium features
Robinhood
$0 commission on stocks, ETFs and options
Minimum deposit
M1 Finance
100 $
Robinhood
0 $
Regulation
M1 Finance
SEC/FINRA
Robinhood
SEC/FINRA
Product access and costs depend on market, account and permissions.
Detailed comparison
Comparing fees
Compare total costs, not just the order fee.
M1 FinanceRobinhood$0 commission on stocks, ETFs and options
- Published fee
- $0 commission on stocks, ETFs and options
- Minimum deposit
- 0 $
The relevant costs depend on market, currency, order size and trading style.
Execution quality
Order type, venue and liquidity affect execution.
M1 FinanceCheck the provider’s execution policy and available order types for your account.
Provider informationRobinhoodCheck the provider’s execution policy and available order types for your account.
Provider informationProduct range
M1 FinanceUS StocksETFsFractional SharesCrypto
RobinhoodStocksETFsOptionsCrypto
Categories come from broker profiles. Check specific markets and permissions before deciding.
Trading platforms
M1 FinanceM1 Finance Web · M1 Finance App
M1 Finance offers a web platform and mobile app with the unique pie investing interface. The interface enables visual creation and management of portfolios as "pies," automatic rebalancing, and management of M1 Borrow and M1 Spend. The dashboard shows an overview of investments, credit line, and account balances. Charting tools are basic, as the focus is on long-term investing.
Explore platformRobinhoodRobinhood App · Robinhood Web
Robinhood offers trading through the Robinhood App and Robinhood Web. The mobile app is the centerpiece of the offering, known for its intuitive, minimalist user interface. It enables quick trading of stocks, ETFs, options, and cryptocurrencies in just a few clicks. The web platform offers enhanced charting features and account management. Both platforms are designed for simplicity but offer fewer professional analysis tools than competitors.
Explore platformRegulation does not prevent market losses. The relevant authority depends on the contracting entity.
Your investor profile
Who might it suit?
M1 FinanceUS neobroker with pie investing, credit line and high-yield account
- Unique pie investing for automated portfolio
- Commission-free stock and ETF trading
- Integrated credit line (M1 Borrow) at low rates
- Only one trading window per day (Standard)
- No advanced trading tools
RobinhoodCommission-free US broker that revolutionized stock trading
- Completely commission-free trading
- Very user-friendly app
- Fractional shares from $1
- Only available for US customers
- Limited research and analysis tools
Find the broker that fits
M1 Finance oder Robinhood?
Side by side. Decided with knowledge.
See the differences that matter, and the Academy lessons that explain them.
VS
- Fees
- Platform
- Regulation
- Matching lessons
Two brokers. Many options. Your call.
Your questions
Frequently asked questions
How do fees differ between M1 Finance and Robinhood?
M1 Finance: $0 commission, M1 Plus $125/year for premium features. Robinhood: $0 commission on stocks, ETFs and options. Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: M1 Finance or Robinhood?
M1 Finance offers US Stocks, ETFs, Fractional Shares, Crypto. Robinhood offers Stocks, ETFs, Options, Crypto.
How are M1 Finance and Robinhood regulated?
The broker profiles list SEC/FINRA for M1 Finance and SEC/FINRA for Robinhood. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is M1 Finance or Robinhood better for beginners?
M1 Finance lists a 100 $ minimum deposit and offers M1 Finance Web, M1 Finance App. Robinhood lists 0 $ and offers Robinhood App, Robinhood Web. Compare usability, available products and costs for your intended use.
M1 Finance vs Robinhood: Which broker is better overall?
The choice between M1 Finance (4.2/5, 1200 reviews) and Robinhood (3.9/5, 2500 reviews) depends on your needs. M1 Finance: US neobroker with pie investing, credit line and high-yield account. Robinhood: Commission-free US broker that revolutionized stock trading.
Your next step
Your next step
M1 FinanceUS neobroker with pie investing, credit line and high-yield account
Open accountRead reviewRobinhoodCommission-free US broker that revolutionized stock trading
Open accountRead reviewKeep learning
Before you pick a broker
The guides worth reading before your first trade, whichever of the two you choose.