Broker comparison

Acorns vs.
Stash

Which broker fits your needs?

Platforms, products and fees side by side.

Updated: October 2026

See comparison

Summary

Your goal decides.

Acorns has a higher rating of 3.8/5 compared to Stash (3.7/5). Acorns has been in the market since 2012, making it the more experienced provider.

Micro-investing app: automatically invest spare change and save

US finance app with guided investing, banking and retirement planning

At a glance

The key differences

Criterion
PlatformsAcorns AppStash App
Product typesETF Portfolios, Individual Stocks, Bonds, Bitcoin ETFUS Stocks, ETFs, Fractional Shares, Bonds
Options tradingNoNo
Fee model$3/month (Bronze), $5/month (Silver), $9/month (Gold)$3/month (Stash Growth), $9/month (Stash+)
Minimum deposit0 $0 $
RegulationSEC/FINRASEC/FINRA
More informationDetailsDetails

Platforms

Acorns

Acorns App

Stash

Stash App

Product types

Acorns

ETF Portfolios, Individual Stocks, Bonds, Bitcoin ETF

Stash

US Stocks, ETFs, Fractional Shares, Bonds

Options trading

Acorns

No

Stash

No

Fee model

Acorns

$3/month (Bronze), $5/month (Silver), $9/month (Gold)

Stash

$3/month (Stash Growth), $9/month (Stash+)

Minimum deposit

Acorns

0 $

Stash

0 $

Regulation

Acorns

SEC/FINRA

Stash

SEC/FINRA

More information

Acorns

Details

Stash

Details

Product access and costs depend on market, account and permissions.

Detailed comparison

Comparing fees

Compare total costs, not just the order fee.

$3/month (Bronze), $5/month (Silver), $9/month (Gold)

Published fee
$3/month (Bronze), $5/month (Silver), $9/month (Gold)
Minimum deposit
0 $
See terms at provider

$3/month (Stash Growth), $9/month (Stash+)

Published fee
$3/month (Stash Growth), $9/month (Stash+)
Minimum deposit
0 $
See terms at provider

The relevant costs depend on market, currency, order size and trading style.

Execution quality

Order type, venue and liquidity affect execution.

Check the provider’s execution policy and available order types for your account.

Provider information

Check the provider’s execution policy and available order types for your account.

Provider information

Product range

ETF PortfoliosIndividual StocksBondsBitcoin ETF
US StocksETFsFractional SharesBonds

Categories come from broker profiles. Check specific markets and permissions before deciding.

Trading platforms

Acorns App

Acorns is exclusively available as a mobile app and designed for maximum simplicity. The app displays portfolio growth, round-up activity, and asset allocation in a clear interface. Users can make additional deposits with a few taps, set up recurring investments, and navigate between the various Acorns products (Invest, Later, Early, Checking).

Explore platform

Stash App

Stash exclusively offers the Stash App. The app combines guided investing with personalized recommendations, banking with debit card, Stock-Back program, retirement planning, and fractional shares. The interface is intentionally kept simple for beginners.

Explore platform

Regulation & security

Regulation does not prevent market losses. The relevant authority depends on the contracting entity.

Your investor profile

Who might it suit?

Micro-investing app: automatically invest spare change and save

  • Round-up feature invests spare change automatically
  • Ideal for beginners and passive investing
  • Integrated retirement planning and kids accounts
  • Monthly fees relatively high for small portfolios
  • Very limited investment options

US finance app with guided investing, banking and retirement planning

  • Guided investing with personalized recommendations
  • Stock-Back program: earn stocks instead of cashback
  • Fractional shares investing from $1
  • Monthly fees expensive for smaller accounts
  • No professional analysis tools

Find the broker that fits

Acorns oder Stash?

Side by side. Decided with knowledge.

See the differences that matter, and the Academy lessons that explain them.

VS
  • Fees
  • Platform
  • Regulation
  • Matching lessons
Two brokers. Many options. Your call.
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Your questions

Frequently asked questions

How do fees differ between Acorns and Stash?
Acorns: $3/month (Bronze), $5/month (Silver), $9/month (Gold). Stash: $3/month (Stash Growth), $9/month (Stash+). Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: Acorns or Stash?
Acorns offers ETF Portfolios, Individual Stocks, Bonds, Bitcoin ETF. Stash offers US Stocks, ETFs, Fractional Shares, Bonds.
How are Acorns and Stash regulated?
The broker profiles list SEC/FINRA for Acorns and SEC/FINRA for Stash. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is Acorns or Stash better for beginners?
Acorns lists a 0 $ minimum deposit and offers Acorns App. Stash lists 0 $ and offers Stash App. Compare usability, available products and costs for your intended use.
Acorns vs Stash: Which broker is better overall?
The choice between Acorns (3.8/5, 1500 reviews) and Stash (3.7/5, 1100 reviews) depends on your needs. Acorns: Micro-investing app: automatically invest spare change and save. Stash: US finance app with guided investing, banking and retirement planning.

Your next step

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