N26 Trading€0 commission (included in N26 Metal), spread-based
- Published fee
- €0 commission (included in N26 Metal), spread-based
- Minimum deposit
- 1 €
- Spread figure
- Stocks/ETFs from €0.90 (10 free trades/month with Metal plan), crypto spread ~1.5%
Broker comparison
N26 Trading vs.
Peaks
Which broker fits your needs?
Platforms, products and fees side by side.
Updated: October 2026
See comparisonN26 Trading
PeaksVS
Summary
Your goal decides.
Peaks has a higher rating of 3.8/5 compared to N26 Trading (3.7/5). N26 Trading is BaFin-regulated, while Peaks is supervised by AFM. N26 Trading has been in the market since 2013, making it the more experienced provider.
N26 TradingGerman neobank with integrated stock trading
PeaksMicro-investing app with automated savings and ETF portfolios
At a glance
The key differences
| Criterion | N26 Trading | Peaks |
|---|---|---|
| Platforms | N26 App | Peaks App |
| Product types | Stocks, ETFs | ETFs, ETF-Portfolios |
| Options trading | No | No |
| Fee model | €0 commission (included in N26 Metal), spread-based | €1 or €2 per month + 0.5% p.a. fund costs |
| Minimum deposit | 1 € | 1 € |
| Regulation | BaFin | AFM |
| More information | Details | Details |
Platforms
N26 Trading
N26 App
Peaks
Peaks App
Product types
N26 Trading
Stocks, ETFs
Peaks
ETFs, ETF-Portfolios
Options trading
N26 Trading
No
Peaks
No
Fee model
N26 Trading
€0 commission (included in N26 Metal), spread-based
Peaks
€1 or €2 per month + 0.5% p.a. fund costs
Minimum deposit
N26 Trading
1 €
Peaks
1 €
Regulation
N26 Trading
BaFin
Peaks
AFM
Product access and costs depend on market, account and permissions.
Detailed comparison
Comparing fees
Compare total costs, not just the order fee.
N26 TradingPeaks€1 or €2 per month + 0.5% p.a. fund costs
- Published fee
- €1 or €2 per month + 0.5% p.a. fund costs
- Minimum deposit
- 1 €
The relevant costs depend on market, currency, order size and trading style.
Execution quality
Order type, venue and liquidity affect execution.
N26 TradingCheck the provider’s execution policy and available order types for your account.
Provider informationPeaksCheck the provider’s execution policy and available order types for your account.
Provider informationProduct range
N26 TradingStocksETFs
PeaksETFsETF-Portfolios
Categories come from broker profiles. Check specific markets and permissions before deciding.
Trading platforms
N26 TradingN26 App
N26 Trading is exclusively available through the N26 banking app for iOS and Android. The trading feature is seamlessly integrated into the banking interface. Users can buy stocks and ETFs, view their portfolio, and purchase fractional shares. The user interface is extremely simplified, offering basic price information but forgoing professional charting or analysis tools.
Explore platformPeaksPeaks App
Peaks exclusively offers the Peaks App. The app enables automatic investing through rounding up card payments, one-time contributions, and recurring deposits. The interface shows portfolio performance, transaction history, and rounding-up overview. There is no web platform.
Explore platformRegulation does not prevent market losses. The relevant authority depends on the contracting entity.
Your investor profile
Who might it suit?
N26 TradingGerman neobank with integrated stock trading
- Integrated into N26 banking app
- BaFin-regulated German bank
- Fractional shares available
- Very limited stock selection
- No professional trading tools
PeaksMicro-investing app with automated savings and ETF portfolios
- Automatic investing through rounding up card payments
- AFM-regulated in the Netherlands
- Ideal for beginners and micro-investing
- Flat monthly fee disadvantageous for small amounts
- No individual stock selection possible
Find the broker that fits
N26 Trading oder Peaks?
Side by side. Decided with knowledge.
See the differences that matter, and the Academy lessons that explain them.
VS
- Fees
- Platform
- Regulation
- Matching lessons
Two brokers. Many options. Your call.
Your questions
Frequently asked questions
How do fees differ between N26 Trading and Peaks?
N26 Trading: €0 commission (included in N26 Metal), spread-based. Peaks: €1 or €2 per month + 0.5% p.a. fund costs. Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: N26 Trading or Peaks?
N26 Trading offers Stocks, ETFs. Peaks offers ETFs, ETF-Portfolios.
How are N26 Trading and Peaks regulated?
The broker profiles list BaFin for N26 Trading and AFM for Peaks. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is N26 Trading or Peaks better for beginners?
N26 Trading lists a 1 € minimum deposit and offers N26 App. Peaks lists 1 € and offers Peaks App. Compare usability, available products and costs for your intended use.
N26 Trading vs Peaks: Which broker is better overall?
The choice between N26 Trading (3.7/5, 450 reviews) and Peaks (3.8/5, 620 reviews) depends on your needs. N26 Trading: German neobank with integrated stock trading. Peaks: Micro-investing app with automated savings and ETF portfolios.
Your next step
Your next step
N26 TradingGerman neobank with integrated stock trading
Open accountRead reviewPeaksMicro-investing app with automated savings and ETF portfolios
Open accountRead reviewKeep learning
Before you pick a broker
The guides worth reading before your first trade, whichever of the two you choose.