Broker comparison

BUX Zero vs.
N26 Trading

Which broker fits your needs?

Platforms, products and fees side by side.

Updated: October 2026

See comparison

Summary

Your goal decides.

BUX Zero has a higher rating of 3.8/5 compared to N26 Trading (3.7/5). The minimum deposit is lower at BUX Zero with 0 €. N26 Trading is BaFin-regulated, while BUX Zero is supervised by AFM/DNB. N26 Trading has been in the market since 2013, making it the more experienced provider. On spreads, BUX Zero offers €0 stock order (Zero Order), €1 Live Order, FX conversion 0.25%, while N26 Trading offers Stocks/ETFs from €0.90 (10 free trades/month with Metal plan), crypto spread ~1.5%.

European neobroker with commission-free trading and savings plans

German neobank with integrated stock trading

At a glance

The key differences

Criterion
PlatformsBUX AppN26 App
Product typesStocks, ETFsStocks, ETFs
Options tradingNoNo
Fee model€0 commission (zero order), €1 for instant order€0 commission (included in N26 Metal), spread-based
Minimum deposit0 €1 €
RegulationAFM/DNBBaFin
More informationDetailsDetails

Platforms

BUX Zero

BUX App

N26 Trading

N26 App

Product types

BUX Zero

Stocks, ETFs

N26 Trading

Stocks, ETFs

Options trading

BUX Zero

No

N26 Trading

No

Fee model

BUX Zero

€0 commission (zero order), €1 for instant order

N26 Trading

€0 commission (included in N26 Metal), spread-based

Minimum deposit

BUX Zero

0 €

N26 Trading

1 €

Regulation

BUX Zero

AFM/DNB

N26 Trading

BaFin

More information

BUX Zero

Details

N26 Trading

Details

Product access and costs depend on market, account and permissions.

Detailed comparison

Comparing fees

Compare total costs, not just the order fee.

€0 commission (zero order), €1 for instant order

Published fee
€0 commission (zero order), €1 for instant order
Minimum deposit
0 €
Spread figure
€0 stock order (Zero Order), €1 Live Order, FX conversion 0.25%
See terms at provider

€0 commission (included in N26 Metal), spread-based

Published fee
€0 commission (included in N26 Metal), spread-based
Minimum deposit
1 €
Spread figure
Stocks/ETFs from €0.90 (10 free trades/month with Metal plan), crypto spread ~1.5%
See terms at provider

The relevant costs depend on market, currency, order size and trading style.

Execution quality

Order type, venue and liquidity affect execution.

Check the provider’s execution policy and available order types for your account.

Provider information

Check the provider’s execution policy and available order types for your account.

Provider information

Product range

StocksETFs
StocksETFs

Categories come from broker profiles. Check specific markets and permissions before deciding.

Trading platforms

BUX App

BUX Zero offers a mobile app for iOS and Android as its sole trading platform. The app features a clean, colorful design and is specifically optimized for smartphone users. Features include watchlists, simple charts, price alerts, and social features such as viewing other users' most popular stocks. A desktop platform is not available.

Explore platform

N26 App

N26 Trading is exclusively available through the N26 banking app for iOS and Android. The trading feature is seamlessly integrated into the banking interface. Users can buy stocks and ETFs, view their portfolio, and purchase fractional shares. The user interface is extremely simplified, offering basic price information but forgoing professional charting or analysis tools.

Explore platform

Regulation & security

AFM/DNB

Regulatory information

BaFin

Regulatory information

Regulation does not prevent market losses. The relevant authority depends on the contracting entity.

Your investor profile

Who might it suit?

European neobroker with commission-free trading and savings plans

  • Commission-free zero orders
  • Simple, intuitive app
  • Free ETF savings plans
  • Limited product range
  • No desktop platform

German neobank with integrated stock trading

  • Integrated into N26 banking app
  • BaFin-regulated German bank
  • Fractional shares available
  • Very limited stock selection
  • No professional trading tools

Find the broker that fits

BUX Zero oder N26 Trading?

Side by side. Decided with knowledge.

See the differences that matter, and the Academy lessons that explain them.

VS
  • Fees
  • Platform
  • Regulation
  • Matching lessons
Two brokers. Many options. Your call.
Open The Dealing Room

Your questions

Frequently asked questions

How do fees differ between BUX Zero and N26 Trading?
BUX Zero: €0 commission (zero order), €1 for instant order. N26 Trading: €0 commission (included in N26 Metal), spread-based. Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: BUX Zero or N26 Trading?
BUX Zero offers Stocks, ETFs. N26 Trading offers Stocks, ETFs.
How are BUX Zero and N26 Trading regulated?
The broker profiles list AFM/DNB for BUX Zero and BaFin for N26 Trading. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is BUX Zero or N26 Trading better for beginners?
BUX Zero lists a 0 € minimum deposit and offers BUX App. N26 Trading lists 1 € and offers N26 App. Compare usability, available products and costs for your intended use.
BUX Zero vs N26 Trading: Which broker is better overall?
The choice between BUX Zero (3.8/5, 400 reviews) and N26 Trading (3.7/5, 450 reviews) depends on your needs. BUX Zero: European neobroker with commission-free trading and savings plans. N26 Trading: German neobank with integrated stock trading.
How do spreads compare between BUX Zero and N26 Trading?
BUX Zero offers typical spreads of €0 stock order (Zero Order), €1 Live Order, FX conversion 0.25%. N26 Trading offers Stocks/ETFs from €0.90 (10 free trades/month with Metal plan), crypto spread ~1.5%. Tighter spreads reduce trading costs especially for active trading.

Your next step

Your next step