N26 Trading€0 commission (included in N26 Metal), spread-based
- Published fee
- €0 commission (included in N26 Metal), spread-based
- Minimum deposit
- 1 €
- Spread figure
- Stocks/ETFs from €0.90 (10 free trades/month with Metal plan), crypto spread ~1.5%
Broker comparison
N26 Trading vs.
Smartbroker+
Which broker fits your needs?
Platforms, products and fees side by side.
Updated: October 2026
See comparisonN26 Trading
Smartbroker+VS
Summary
Your goal decides.
Smartbroker+ has a higher rating of 4.1/5 compared to N26 Trading (3.7/5). Smartbroker+ offers 5 instrument types, while N26 Trading offers 2. The minimum deposit is lower at Smartbroker+ with 0 €. N26 Trading has been in the market since 2013, making it the more experienced provider.
N26 TradingGerman neobank with integrated stock trading
Smartbroker+Low-cost trading with access to all German exchanges
At a glance
The key differences
| Criterion | N26 Trading | Smartbroker+ |
|---|---|---|
| Platforms | N26 App | Smartbroker+ App, Smartbroker+ Web |
| Product types | Stocks, ETFs | Stocks, ETFs, Funds, Bonds, Derivatives |
| Options trading | No | No, no options trading |
| Fee model | €0 commission (included in N26 Metal), spread-based | €0 at gettex (from €500) or from €4 at other exchanges |
| Minimum deposit | 1 € | 0 € |
| Regulation | BaFin | BaFin |
| More information | Details | Details |
Platforms
N26 Trading
N26 App
Smartbroker+
Smartbroker+ App, Smartbroker+ Web
Product types
N26 Trading
Stocks, ETFs
Smartbroker+
Stocks, ETFs, Funds, Bonds, Derivatives
Options trading
N26 Trading
No
Smartbroker+
No, no options trading
Fee model
N26 Trading
€0 commission (included in N26 Metal), spread-based
Smartbroker+
€0 at gettex (from €500) or from €4 at other exchanges
Minimum deposit
N26 Trading
1 €
Smartbroker+
0 €
Regulation
N26 Trading
BaFin
Smartbroker+
BaFin
Product access and costs depend on market, account and permissions.
Detailed comparison
Comparing fees
Compare total costs, not just the order fee.
N26 TradingSmartbroker+€0 at gettex (from €500) or from €4 at other exchanges
- Published fee
- €0 at gettex (from €500) or from €4 at other exchanges
- Minimum deposit
- 0 €
The relevant costs depend on market, currency, order size and trading style.
Execution quality
Order type, venue and liquidity affect execution.
N26 TradingCheck the provider’s execution policy and available order types for your account.
Provider informationSmartbroker+Check the provider’s execution policy and available order types for your account.
Provider informationProduct range
N26 TradingStocksETFs
Smartbroker+StocksETFsFundsBondsDerivatives
Categories come from broker profiles. Check specific markets and permissions before deciding.
Trading platforms
N26 TradingN26 App
N26 Trading is exclusively available through the N26 banking app for iOS and Android. The trading feature is seamlessly integrated into the banking interface. Users can buy stocks and ETFs, view their portfolio, and purchase fractional shares. The user interface is extremely simplified, offering basic price information but forgoing professional charting or analysis tools.
Explore platformSmartbroker+Smartbroker+ App · Smartbroker+ Web
Smartbroker+ offers its customers the Smartbroker+ App and the Smartbroker+ Web platform. Both interfaces are designed for simple and fast order placement. The app enables mobile trading with real-time price data, watchlists, and portfolio overview. The web platform offers advanced chart analysis functions and detailed order masks. Various order types such as limit, stop, and market orders are supported. The platform is continuously being developed and enhanced with new features.
Explore platformRegulation does not prevent market losses. The relevant authority depends on the contracting entity.
Your investor profile
Who might it suit?
N26 TradingGerman neobank with integrated stock trading
- Integrated into N26 banking app
- BaFin-regulated German bank
- Fractional shares available
- Very limited stock selection
- No professional trading tools
Smartbroker+Low-cost trading with access to all German exchanges
- €0 order fee at gettex from €500
- Access to all German exchanges
- Wide range of savings plans
- No options trading
- Platform still evolving
Find the broker that fits
N26 Trading oder Smartbroker+?
Side by side. Decided with knowledge.
See the differences that matter, and the Academy lessons that explain them.
VS
- Fees
- Platform
- Regulation
- Matching lessons
Two brokers. Many options. Your call.
Your questions
Frequently asked questions
How do fees differ between N26 Trading and Smartbroker+?
N26 Trading: €0 commission (included in N26 Metal), spread-based. Smartbroker+: €0 at gettex (from €500) or from €4 at other exchanges. Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: N26 Trading or Smartbroker+?
N26 Trading offers Stocks, ETFs. Smartbroker+ offers Stocks, ETFs, Funds, Bonds, Derivatives.
How are N26 Trading and Smartbroker+ regulated?
The broker profiles list BaFin for N26 Trading and BaFin for Smartbroker+. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is N26 Trading or Smartbroker+ better for beginners?
N26 Trading lists a 1 € minimum deposit and offers N26 App. Smartbroker+ lists 0 € and offers Smartbroker+ App, Smartbroker+ Web. Compare usability, available products and costs for your intended use.
N26 Trading vs Smartbroker+: Which broker is better overall?
The choice between N26 Trading (3.7/5, 450 reviews) and Smartbroker+ (4.1/5, 890 reviews) depends on your needs. N26 Trading: German neobank with integrated stock trading. Smartbroker+: Low-cost trading with access to all German exchanges.
Your next step
Your next step
N26 TradingGerman neobank with integrated stock trading
Open accountRead reviewSmartbroker+Low-cost trading with access to all German exchanges
Open accountRead reviewKeep learning
Before you pick a broker
The guides worth reading before your first trade, whichever of the two you choose.