Broker comparison

comdirect vs.
Commerzbank

Which broker fits your needs?

Platforms, products and fees side by side.

Updated: October 2026

See comparison

Summary

Your goal decides.

The fee formula is practically the same at both — a €4.90 base fee plus 0.25% of order value, minimum €9.90. So the decision is made on what is on offer: comdirect trades Eurex options and futures and provides ProTrader as a professional terminal, while Commerzbank offers no options at all. Commerzbank scores with its free DirektDepot with no minimum deposit and a nationwide branch network.

Direct bank with comprehensive securities and options trading

Securities trading at Germany's second-largest private bank

At a glance

The key differences

Criterion
Platformscomdirect App, comdirect Web, ProTraderCommerzbank Web, Commerzbank App
Product typesStocks, ETFs, Options, Futures, Funds, Bonds, DerivativesStocks, ETFs, Bonds, Funds, Certificates
Options tradingYes, Eurex options trading availableNo
Fee model€4.90 base fee + 0.25% of order volume (min. €9.90)Custody fee €0 (DirektDepot), order fee from €4.90 + 0.25% (min. €9.90)
Minimum deposit0 €0 €
RegulationBaFinBaFin
More informationDetailsDetails

Platforms

comdirect

comdirect App, comdirect Web, ProTrader

Commerzbank

Commerzbank Web, Commerzbank App

Product types

comdirect

Stocks, ETFs, Options, Futures, Funds, Bonds, Derivatives

Commerzbank

Stocks, ETFs, Bonds, Funds, Certificates

Options trading

comdirect

Yes, Eurex options trading available

Commerzbank

No

Fee model

comdirect

€4.90 base fee + 0.25% of order volume (min. €9.90)

Commerzbank

Custody fee €0 (DirektDepot), order fee from €4.90 + 0.25% (min. €9.90)

Minimum deposit

comdirect

0 €

Commerzbank

0 €

Regulation

comdirect

BaFin

Commerzbank

BaFin

More information

comdirect

Details

Commerzbank

Details

Product access and costs depend on market, account and permissions.

Detailed comparison

Comparing fees

Compare total costs, not just the order fee.

€4.90 base fee + 0.25% of order volume (min. €9.90)

Published fee
€4.90 base fee + 0.25% of order volume (min. €9.90)
Minimum deposit
0 €
See terms at provider

Custody fee €0 (DirektDepot), order fee from €4.90 + 0.25% (min. €9.90)

Published fee
Custody fee €0 (DirektDepot), order fee from €4.90 + 0.25% (min. €9.90)
Minimum deposit
0 €
See terms at provider

The relevant costs depend on market, currency, order size and trading style.

Execution quality

Order type, venue and liquidity affect execution.

Check the provider’s execution policy and available order types for your account.

Provider information

Check the provider’s execution policy and available order types for your account.

Provider information

Product range

StocksETFsOptionsFuturesFundsBondsDerivatives
StocksETFsBondsFundsCertificates

Categories come from broker profiles. Check specific markets and permissions before deciding.

Trading platforms

comdirect App · comdirect Web · ProTrader

comdirect offers three trading platforms: The comdirect App enables mobile trading with real-time prices, watchlists, and quick order placement. The comdirect Web platform provides comprehensive chart analysis, market data, and detailed order masks. ProTrader is aimed at active traders and offers professional charting tools, Level 2 order book, technical indicators, and advanced order types. All platforms support trading at numerous exchanges and provide access to the Eurex derivatives market.

Explore platform

Commerzbank Web · Commerzbank App

Commerzbank offers securities trading through its web platform and the Commerzbank App. The online platform enables order placement, portfolio overview, and market analysis directly in the browser. The mobile app provides quick access to quotes and order functions on the go. Both platforms are solid and reliable but could be more modern in terms of design and user-friendliness. However, for the occasional investor, they offer all necessary features.

Explore platform

Regulation & security

BaFin

Regulatory information

Regulation does not prevent market losses. The relevant authority depends on the contracting entity.

Your investor profile

Who might it suit?

Direct bank with comprehensive securities and options trading

  • Eurex options trading available
  • Full bank with checking account
  • Comprehensive educational resources
  • Higher fees than neobrokers
  • Custody fee without activity

Securities trading at Germany's second-largest private bank

  • Major bank with comprehensive product range
  • Free DirektDepot without minimum deposit
  • Branches throughout Germany
  • Order fees higher than online brokers
  • Complex fee structure

Find the broker that fits

comdirect oder Commerzbank?

Side by side. Decided with knowledge.

See the differences that matter, and the Academy lessons that explain them.

VS
  • Fees
  • Platform
  • Regulation
  • Matching lessons
Two brokers. Many options. Your call.
Open The Dealing Room

In-depth analysis

Entry and fees: Neither asks for a minimum deposit, and the order fee is almost identical: comdirect charges a €4.90 base fee plus 0.25% of order value, minimum €9.90 — Commerzbank from €4.90 plus 0.25%, likewise minimum €9.90. Price, then, barely decides this one. One difference remains in custody: Commerzbank runs its DirektDepot free of charge, while comdirect may levy a custody fee in the absence of activity. If you trade rarely, budget for that.

Products and platforms: Here the field separates clearly. comdirect trades stocks, ETFs, options, futures, funds, bonds and derivatives — Eurex options trading included. Commerzbank trades stocks, ETFs, bonds, funds and certificates, but no options. For anything beyond certificates that needs genuine options or futures contracts, comdirect is the only one of the two routes. Then there is the interface: alongside app and web, comdirect provides ProTrader for active traders, while Commerzbank offers web and app. On execution, comdirect quotes around 30 ms over Xetra and around 80 ms over Tradegate, Commerzbank around 50 ms over Xetra Direct.

Profile and verdict: comdirect (4.4/5 from 1,800 reviews) was founded in 1994, sits in Quickborn, is BaFin-regulated and is set up as a direct bank with a current account and extensive educational material. Commerzbank (3.7/5 from 1,800 reviews) was founded in 1870, sits in Frankfurt, is likewise BaFin-regulated and brings a nationwide branch network. With the same fee formula and the same supervision, it comes down to two questions: do you need options or futures? Then comdirect. Do you want a branch nearby and a permanently free securities account? Then Commerzbank.

Your questions

Frequently asked questions

How do fees differ between comdirect and Commerzbank?
comdirect: €4.90 base fee + 0.25% of order volume (min. €9.90). Commerzbank: Custody fee €0 (DirektDepot), order fee from €4.90 + 0.25% (min. €9.90). Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: comdirect or Commerzbank?
comdirect offers Stocks, ETFs, Options, Futures, Funds, Bonds, Derivatives. Commerzbank offers Stocks, ETFs, Bonds, Funds, Certificates.
How are comdirect and Commerzbank regulated?
The broker profiles list BaFin for comdirect and BaFin for Commerzbank. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is comdirect or Commerzbank better for beginners?
comdirect lists a 0 € minimum deposit and offers comdirect App, comdirect Web, ProTrader. Commerzbank lists 0 € and offers Commerzbank Web, Commerzbank App. Compare usability, available products and costs for your intended use.
comdirect vs Commerzbank: Which broker is better overall?
The choice between comdirect (4.4/5, 1800 reviews) and Commerzbank (3.7/5, 1800 reviews) depends on your needs. comdirect: Direct bank with comprehensive securities and options trading. Commerzbank: Securities trading at Germany's second-largest private bank.

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