MintosNo platform fee, returns from loan interest, ETFs from €0
- Published fee
- No platform fee, returns from loan interest, ETFs from €0
- Minimum deposit
- 50 €
Broker comparison
Mintos vs.
Quirion
Which broker fits your needs?
Platforms, products and fees side by side.
Updated: October 2026
See comparisonMintos
QuirionVS
Summary
Your goal decides.
Quirion has a higher rating of 4/5 compared to Mintos (3.6/5). Mintos offers 3 instrument types, while Quirion offers 2. The minimum deposit is lower at Quirion with 1 €. Quirion is BaFin-regulated, while Mintos is supervised by FCMC (Latvia). Quirion has been in the market since 2013, making it the more experienced provider.
MintosEuropean investment platform with loans, ETFs and fractional bonds
QuirionDigital robo-advisor from Quirin Privatbank with automated investment
At a glance
The key differences
| Criterion | Mintos | Quirion |
|---|---|---|
| Platforms | Mintos Web, Mintos App | Quirion Web, Quirion App |
| Product types | P2P Loans, ETFs, Fractional Bonds | ETFs, ETF-Sparpläne |
| Options trading | No | No |
| Fee model | No platform fee, returns from loan interest, ETFs from €0 | 0.48% p.a. management fee, ETF costs from 0.15% p.a. |
| Minimum deposit | 50 € | 1 € |
| Regulation | FCMC (Latvia) | BaFin |
| More information | Details | Details |
Platforms
Mintos
Mintos Web, Mintos App
Quirion
Quirion Web, Quirion App
Product types
Mintos
P2P Loans, ETFs, Fractional Bonds
Quirion
ETFs, ETF-Sparpläne
Options trading
Mintos
No
Quirion
No
Fee model
Mintos
No platform fee, returns from loan interest, ETFs from €0
Quirion
0.48% p.a. management fee, ETF costs from 0.15% p.a.
Minimum deposit
Mintos
50 €
Quirion
1 €
Regulation
Mintos
FCMC (Latvia)
Quirion
BaFin
Product access and costs depend on market, account and permissions.
Detailed comparison
Comparing fees
Compare total costs, not just the order fee.
MintosQuirion0.48% p.a. management fee, ETF costs from 0.15% p.a.
- Published fee
- 0.48% p.a. management fee, ETF costs from 0.15% p.a.
- Minimum deposit
- 1 €
The relevant costs depend on market, currency, order size and trading style.
Execution quality
Order type, venue and liquidity affect execution.
MintosCheck the provider’s execution policy and available order types for your account.
Provider informationQuirionCheck the provider’s execution policy and available order types for your account.
Provider informationProduct range
MintosP2P LoansETFsFractional Bonds
QuirionETFsETF-Sparpläne
Categories come from broker profiles. Check specific markets and permissions before deciding.
Trading platforms
MintosMintos Web · Mintos App
Mintos offers the Mintos Web platform and the Mintos App. The platform provides automated investment strategies, manual loan selection, ETF trading, portfolio overview, and a secondary market for loans. The app enables mobile access to all features.
Explore platformQuirionQuirion Web · Quirion App
Quirion offers the Quirion Web platform and the Quirion App. Both display portfolio performance, asset allocation, and rebalancing history. The interface is intentionally simple since no active trading takes place. Investors can set up one-time payments and savings plans and adjust their risk profile.
Explore platformRegulation does not prevent market losses. The relevant authority depends on the contracting entity.
Your investor profile
Who might it suit?
MintosEuropean investment platform with loans, ETFs and fractional bonds
- FCMC-regulated as licensed investment platform
- Diversification across loans, ETFs and bonds
- Automated investment strategies available
- P2P loans carry elevated default risk
- Latvian regulation less known than BaFin/FCA
QuirionDigital robo-advisor from Quirin Privatbank with automated investment
- From Quirin Privatbank – BaFin-regulated full banking license
- Automated ETF investment with scientific approach
- Low management fee of 0.48% p.a.
- No active trading possible, robo-advisor only
- Limited customization options
Find the broker that fits
Mintos oder Quirion?
Side by side. Decided with knowledge.
See the differences that matter, and the Academy lessons that explain them.
VS
- Fees
- Platform
- Regulation
- Matching lessons
Two brokers. Many options. Your call.
Your questions
Frequently asked questions
How do fees differ between Mintos and Quirion?
Mintos: No platform fee, returns from loan interest, ETFs from €0. Quirion: 0.48% p.a. management fee, ETF costs from 0.15% p.a.. Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: Mintos or Quirion?
Mintos offers P2P Loans, ETFs, Fractional Bonds. Quirion offers ETFs, ETF-Sparpläne.
How are Mintos and Quirion regulated?
The broker profiles list FCMC (Latvia) for Mintos and BaFin for Quirion. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is Mintos or Quirion better for beginners?
Mintos lists a 50 € minimum deposit and offers Mintos Web, Mintos App. Quirion lists 1 € and offers Quirion Web, Quirion App. Compare usability, available products and costs for your intended use.
Mintos vs Quirion: Which broker is better overall?
The choice between Mintos (3.6/5, 890 reviews) and Quirion (4/5, 750 reviews) depends on your needs. Mintos: European investment platform with loans, ETFs and fractional bonds. Quirion: Digital robo-advisor from Quirin Privatbank with automated investment.
Your next step
Your next step
MintosEuropean investment platform with loans, ETFs and fractional bonds
Open accountRead reviewQuirionDigital robo-advisor from Quirin Privatbank with automated investment
Open accountRead reviewKeep learning
Before you pick a broker
The guides worth reading before your first trade, whichever of the two you choose.