Broker comparison

Freedom24 vs.
Mintos

Which broker fits your needs?

Platforms, products and fees side by side.

Updated: October 2026

See comparison

Summary

Your goal decides.

Freedom24 has a higher rating of 4.2/5 compared to Mintos (3.6/5). Freedom24 offers 5 instrument types, while Mintos offers 3. The minimum deposit is lower at Freedom24 with 0 €. Freedom24 is BaFin-regulated, while Mintos is supervised by FCMC (Latvia). Freedom24 offers options trading, while the other does not.

Access to US and EU exchanges with real options and savings plans

European investment platform with loans, ETFs and fractional bonds

At a glance

The key differences

Criterion
PlatformsFreedom24 App, Freedom24 WebMintos Web, Mintos App
Product typesStocks, ETFs, Options, Bonds, FuturesP2P Loans, ETFs, Fractional Bonds
Options tradingYes, real US optionsNo
Fee modelfrom $0.02 per share (min. $2), options from $0.65 per contractNo platform fee, returns from loan interest, ETFs from €0
Minimum deposit0 €50 €
RegulationCySEC/BaFinFCMC (Latvia)
More informationDetailsDetails

Platforms

Freedom24

Freedom24 App, Freedom24 Web

Mintos

Mintos Web, Mintos App

Product types

Freedom24

Stocks, ETFs, Options, Bonds, Futures

Mintos

P2P Loans, ETFs, Fractional Bonds

Options trading

Freedom24

Yes, real US options

Mintos

No

Fee model

Freedom24

from $0.02 per share (min. $2), options from $0.65 per contract

Mintos

No platform fee, returns from loan interest, ETFs from €0

Minimum deposit

Freedom24

0 €

Mintos

50 €

Regulation

Freedom24

CySEC/BaFin

Mintos

FCMC (Latvia)

More information

Freedom24

Details

Mintos

Details

Product access and costs depend on market, account and permissions.

Detailed comparison

Comparing fees

Compare total costs, not just the order fee.

from $0.02 per share (min. $2), options from $0.65 per contract

Published fee
from $0.02 per share (min. $2), options from $0.65 per contract
Minimum deposit
0 €
Spread figure
Stocks from $0.02/share + $1.20/order (Smart plan), up to 8.3% interest on USD balance
See terms at provider

No platform fee, returns from loan interest, ETFs from €0

Published fee
No platform fee, returns from loan interest, ETFs from €0
Minimum deposit
50 €
See terms at provider

The relevant costs depend on market, currency, order size and trading style.

Execution quality

Order type, venue and liquidity affect execution.

Check the provider’s execution policy and available order types for your account.

Provider information

Check the provider’s execution policy and available order types for your account.

Provider information

Product range

StocksETFsOptionsBondsFutures
P2P LoansETFsFractional Bonds

Categories come from broker profiles. Check specific markets and permissions before deciding.

Trading platforms

Freedom24 App · Freedom24 Web

Freedom24 offers its own web platform and mobile app for iOS and Android. The platform enables trading of stocks, ETFs, options, futures, and bonds across over 15 global exchanges. It provides real-time quotes, portfolio overviews, savings plan features, and basic analytical tools. The user interface is functional, though it could benefit from a more modern design.

Explore platform

Mintos Web · Mintos App

Mintos offers the Mintos Web platform and the Mintos App. The platform provides automated investment strategies, manual loan selection, ETF trading, portfolio overview, and a secondary market for loans. The app enables mobile access to all features.

Explore platform

Regulation & security

CySEC/BaFin

Regulatory information

FCMC (Latvia)

Regulatory information

Regulation does not prevent market losses. The relevant authority depends on the contracting entity.

Your investor profile

Who might it suit?

Access to US and EU exchanges with real options and savings plans

  • Real US options trading available
  • Access to 15+ global exchanges
  • Attractive daily interest on account balance
  • Fees higher than neobrokers
  • Platform could be more intuitive

European investment platform with loans, ETFs and fractional bonds

  • FCMC-regulated as licensed investment platform
  • Diversification across loans, ETFs and bonds
  • Automated investment strategies available
  • P2P loans carry elevated default risk
  • Latvian regulation less known than BaFin/FCA

Find the broker that fits

Freedom24 oder Mintos?

Side by side. Decided with knowledge.

See the differences that matter, and the Academy lessons that explain them.

VS
  • Fees
  • Platform
  • Regulation
  • Matching lessons
Two brokers. Many options. Your call.
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Your questions

Frequently asked questions

How do fees differ between Freedom24 and Mintos?
Freedom24: from $0.02 per share (min. $2), options from $0.65 per contract. Mintos: No platform fee, returns from loan interest, ETFs from €0. Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: Freedom24 or Mintos?
Freedom24 offers Stocks, ETFs, Options, Bonds, Futures. Mintos offers P2P Loans, ETFs, Fractional Bonds.
How are Freedom24 and Mintos regulated?
The broker profiles list CySEC/BaFin for Freedom24 and FCMC (Latvia) for Mintos. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is Freedom24 or Mintos better for beginners?
Freedom24 lists a 0 € minimum deposit and offers Freedom24 App, Freedom24 Web. Mintos lists 50 € and offers Mintos Web, Mintos App. Compare usability, available products and costs for your intended use.
Freedom24 vs Mintos: Which broker is better overall?
The choice between Freedom24 (4.2/5, 750 reviews) and Mintos (3.6/5, 890 reviews) depends on your needs. Freedom24: Access to US and EU exchanges with real options and savings plans. Mintos: European investment platform with loans, ETFs and fractional bonds.

Your next step

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