Broker comparison

Estably vs.
Mintos

Which broker fits your needs?

Platforms, products and fees side by side.

Updated: October 2026

See comparison

Summary

Your goal decides.

Estably has a higher rating of 3.7/5 compared to Mintos (3.6/5). The minimum deposit is lower at Estably with 20.000 €. Mintos has been in the market since 2015, making it the more experienced provider.

Digital wealth management from Liechtenstein with value investing strategy

European investment platform with loans, ETFs and fractional bonds

At a glance

The key differences

Criterion
PlatformsEstably Web, Estably AppMintos Web, Mintos App
Product typesStocks, ETFs, BondsP2P Loans, ETFs, Fractional Bonds
Options tradingNoNo
Fee model0.9% p.a. management fee, no performance feeNo platform fee, returns from loan interest, ETFs from €0
Minimum deposit20.000 €50 €
RegulationFMA (Liechtenstein)FCMC (Latvia)
More informationDetailsDetails

Platforms

Estably

Estably Web, Estably App

Mintos

Mintos Web, Mintos App

Product types

Estably

Stocks, ETFs, Bonds

Mintos

P2P Loans, ETFs, Fractional Bonds

Options trading

Estably

No

Mintos

No

Fee model

Estably

0.9% p.a. management fee, no performance fee

Mintos

No platform fee, returns from loan interest, ETFs from €0

Minimum deposit

Estably

20.000 €

Mintos

50 €

Regulation

Estably

FMA (Liechtenstein)

Mintos

FCMC (Latvia)

More information

Estably

Details

Mintos

Details

Product access and costs depend on market, account and permissions.

Detailed comparison

Comparing fees

Compare total costs, not just the order fee.

0.9% p.a. management fee, no performance fee

Published fee
0.9% p.a. management fee, no performance fee
Minimum deposit
20.000 €
See terms at provider

No platform fee, returns from loan interest, ETFs from €0

Published fee
No platform fee, returns from loan interest, ETFs from €0
Minimum deposit
50 €
See terms at provider

The relevant costs depend on market, currency, order size and trading style.

Execution quality

Order type, venue and liquidity affect execution.

Check the provider’s execution policy and available order types for your account.

Provider information

Check the provider’s execution policy and available order types for your account.

Provider information

Product range

StocksETFsBonds
P2P LoansETFsFractional Bonds

Categories come from broker profiles. Check specific markets and permissions before deciding.

Trading platforms

Estably Web · Estably App

Estably offers the Estably Web platform and the Estably App. The platform displays portfolio performance, asset allocation, individual positions, and performance compared to benchmarks. Investors can view their risk profile and communication with the personal advisor takes place through the platform.

Explore platform

Mintos Web · Mintos App

Mintos offers the Mintos Web platform and the Mintos App. The platform provides automated investment strategies, manual loan selection, ETF trading, portfolio overview, and a secondary market for loans. The app enables mobile access to all features.

Explore platform

Regulation & security

FMA (Liechtenstein)

Regulatory information

FCMC (Latvia)

Regulatory information

Regulation does not prevent market losses. The relevant authority depends on the contracting entity.

Your investor profile

Who might it suit?

Digital wealth management from Liechtenstein with value investing strategy

  • FMA-regulated in Liechtenstein with high deposit protection
  • Value investing approach following Warren Buffett
  • Professional wealth management with personal support
  • High minimum deposit of €20,000
  • Management fee of 0.9% higher than robo-advisors

European investment platform with loans, ETFs and fractional bonds

  • FCMC-regulated as licensed investment platform
  • Diversification across loans, ETFs and bonds
  • Automated investment strategies available
  • P2P loans carry elevated default risk
  • Latvian regulation less known than BaFin/FCA

Your questions

Frequently asked questions

How do fees differ between Estably and Mintos?
Estably: 0.9% p.a. management fee, no performance fee. Mintos: No platform fee, returns from loan interest, ETFs from €0. Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: Estably or Mintos?
Estably offers Stocks, ETFs, Bonds. Mintos offers P2P Loans, ETFs, Fractional Bonds.
How are Estably and Mintos regulated?
The broker profiles list FMA (Liechtenstein) for Estably and FCMC (Latvia) for Mintos. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is Estably or Mintos better for beginners?
Estably lists a 20.000 € minimum deposit and offers Estably Web, Estably App. Mintos lists 50 € and offers Mintos Web, Mintos App. Compare usability, available products and costs for your intended use.
Estably vs Mintos: Which broker is better overall?
The choice between Estably (3.7/5, 210 reviews) and Mintos (3.6/5, 890 reviews) depends on your needs. Estably: Digital wealth management from Liechtenstein with value investing strategy. Mintos: European investment platform with loans, ETFs and fractional bonds.

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