Lightyear€0 commission on US/EU stocks, 0.35% FX fee
- Published fee
- €0 commission on US/EU stocks, 0.35% FX fee
- Minimum deposit
- 1 €
- Spread figure
- FX conversion 0.35%, stocks from $0–$1 per trade depending on market
Broker comparison
Lightyear vs.
Scalable Capital
Which broker fits your needs?
Platforms, products and fees side by side.
Updated: October 2026
See comparisonLightyear
Scalable CapitalVS
Summary
Your goal decides.
Scalable Capital has a higher rating of 4.4/5 compared to Lightyear (4.1/5). Scalable Capital offers 6 instrument types, while Lightyear offers 3. Scalable Capital is BaFin-regulated, while Lightyear is supervised by FCA/EFSA. Scalable Capital has been in the market since 2014, making it the more experienced provider.
LightyearCommission-free stock trading with multi-currency accounts
Scalable CapitalNeobroker with flat-rate trading and robo-advisor
At a glance
The key differences
| Criterion | Lightyear | Scalable Capital |
|---|---|---|
| Platforms | Lightyear App, Lightyear Web | Scalable Broker App, Scalable Broker Web |
| Product types | Stocks, ETFs, Government Bonds | Stocks, ETFs, Funds, Bonds, Crypto ETPs, Derivatives |
| Options trading | No | No, no options trading |
| Fee model | €0 commission on US/EU stocks, 0.35% FX fee | FREE: €0.99 per trade; PRIME+: €4.99/month, €0 from €250 order value |
| Minimum deposit | 1 € | 1 € (Verifizierung) |
| Regulation | FCA/EFSA | BaFin/Deutsche Bundesbank |
| More information | Details | Details |
Platforms
Lightyear
Lightyear App, Lightyear Web
Scalable Capital
Scalable Broker App, Scalable Broker Web
Product types
Lightyear
Stocks, ETFs, Government Bonds
Scalable Capital
Stocks, ETFs, Funds, Bonds, Crypto ETPs, Derivatives
Options trading
Lightyear
No
Scalable Capital
No, no options trading
Fee model
Lightyear
€0 commission on US/EU stocks, 0.35% FX fee
Scalable Capital
FREE: €0.99 per trade; PRIME+: €4.99/month, €0 from €250 order value
Minimum deposit
Lightyear
1 €
Scalable Capital
1 € (Verifizierung)
Regulation
Lightyear
FCA/EFSA
Scalable Capital
BaFin/Deutsche Bundesbank
Product access and costs depend on market, account and permissions.
Detailed comparison
Comparing fees
Compare total costs, not just the order fee.
LightyearScalable CapitalFREE: €0.99 per trade; PRIME+: €4.99/month, €0 from €250 order value
- Published fee
- FREE: €0.99 per trade; PRIME+: €4.99/month, €0 from €250 order value
- Minimum deposit
- 1 € (Verifizierung)
The relevant costs depend on market, currency, order size and trading style.
Execution quality
Order type, venue and liquidity affect execution.
LightyearCheck the provider’s execution policy and available order types for your account.
Provider informationScalable CapitalCheck the provider’s execution policy and available order types for your account.
Provider informationProduct range
LightyearStocksETFsGovernment Bonds
Scalable CapitalStocksETFsFundsBondsCrypto ETPsDerivatives
Categories come from broker profiles. Check specific markets and permissions before deciding.
Trading platforms
LightyearLightyear App · Lightyear Web
Lightyear offers its own mobile app for iOS and Android as well as a web platform. The app impresses with a modern, minimalist design and intuitive user experience. Users can trade stocks, ETFs, and government bonds, create watchlists, and track their portfolio in real time. The platform supports multi-currency accounts and provides basic charting features.
Explore platformScalable CapitalScalable Broker App · Scalable Broker Web
Scalable Capital provides its customers with the Scalable Broker App and the Scalable Broker Web platform. The app offers a modern, intuitive user interface with clear price displays, watchlists, and easy order placement. The web platform extends the offering with more detailed chart analysis and portfolio overviews. Both platforms support limit, market, and stop orders as well as the setup and management of savings plans. Push notifications keep investors informed about price changes.
Explore platformRegulation does not prevent market losses. The relevant authority depends on the contracting entity.
Your investor profile
Who might it suit?
LightyearCommission-free stock trading with multi-currency accounts
- No commissions on stocks and ETFs
- Multi-currency accounts without exchange fees
- Modern, user-friendly app
- Relatively new broker
- Limited product range
Scalable CapitalNeobroker with flat-rate trading and robo-advisor
- Flat-rate trading with PRIME+
- BaFin-regulated
- Stocks, ETFs, funds and bonds
- No options trading
- PRIME+ flat rate applies from €250 order value
Find the broker that fits
Lightyear oder Scalable Capital?
Side by side. Decided with knowledge.
See the differences that matter, and the Academy lessons that explain them.
VS
- Fees
- Platform
- Regulation
- Matching lessons
Two brokers. Many options. Your call.
Your questions
Frequently asked questions
How do fees differ between Lightyear and Scalable Capital?
Lightyear: €0 commission on US/EU stocks, 0.35% FX fee. Scalable Capital: FREE: €0.99 per trade; PRIME+: €4.99/month, €0 from €250 order value. Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: Lightyear or Scalable Capital?
Lightyear offers Stocks, ETFs, Government Bonds. Scalable Capital offers Stocks, ETFs, Funds, Bonds, Crypto ETPs, Derivatives.
How are Lightyear and Scalable Capital regulated?
The broker profiles list FCA/EFSA for Lightyear and BaFin/Deutsche Bundesbank for Scalable Capital. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is Lightyear or Scalable Capital better for beginners?
Lightyear lists a 1 € minimum deposit and offers Lightyear App, Lightyear Web. Scalable Capital lists 1 € (Verifizierung) and offers Scalable Broker App, Scalable Broker Web. Compare usability, available products and costs for your intended use.
Lightyear vs Scalable Capital: Which broker is better overall?
The choice between Lightyear (4.1/5, 500 reviews) and Scalable Capital (4.4/5, 1200 reviews) depends on your needs. Lightyear: Commission-free stock trading with multi-currency accounts. Scalable Capital: Neobroker with flat-rate trading and robo-advisor.
Your next step
Your next step
LightyearCommission-free stock trading with multi-currency accounts
Open accountRead reviewScalable CapitalNeobroker with flat-rate trading and robo-advisor
Open accountRead reviewKeep learning
Before you pick a broker
The guides worth reading before your first trade, whichever of the two you choose.