Broker comparison

Lightyear vs.
Revolut Trading

Which broker fits your needs?

Platforms, products and fees side by side.

Updated: October 2026

See comparison

Summary

Your goal decides.

Revolut Trading has a higher rating of 4.3/5 compared to Lightyear (4.1/5). Revolut Trading offers 4 instrument types, while Lightyear offers 3. Revolut Trading has been in the market since 2015, making it the more experienced provider. On spreads, Lightyear offers FX conversion 0.35%, stocks from $0–$1 per trade depending on market, while Revolut Trading offers Stocks from 0.25% (Standard), free trades depending on plan; crypto spread approx. 1.49–2.49%.

Commission-free stock trading with multi-currency accounts

Banking superapp with integrated stock and crypto trading

At a glance

The key differences

Criterion
PlatformsLightyear App, Lightyear WebRevolut App
Product typesStocks, ETFs, Government BondsStocks, ETFs, Crypto, Commodities
Options tradingNoNo
Fee model€0 commission on US/EU stocks, 0.35% FX fee1–3 free trades/month (Standard), then €1 per trade
Minimum deposit1 €1 €
RegulationFCA/EFSAVarious EU
More informationDetailsDetails

Platforms

Lightyear

Lightyear App, Lightyear Web

Revolut Trading

Revolut App

Product types

Lightyear

Stocks, ETFs, Government Bonds

Revolut Trading

Stocks, ETFs, Crypto, Commodities

Options trading

Lightyear

No

Revolut Trading

No

Fee model

Lightyear

€0 commission on US/EU stocks, 0.35% FX fee

Revolut Trading

1–3 free trades/month (Standard), then €1 per trade

Minimum deposit

Lightyear

1 €

Revolut Trading

1 €

Regulation

Lightyear

FCA/EFSA

Revolut Trading

Various EU

More information

Lightyear

Details

Revolut Trading

Details

Product access and costs depend on market, account and permissions.

Detailed comparison

Comparing fees

Compare total costs, not just the order fee.

€0 commission on US/EU stocks, 0.35% FX fee

Published fee
€0 commission on US/EU stocks, 0.35% FX fee
Minimum deposit
1 €
Spread figure
FX conversion 0.35%, stocks from $0–$1 per trade depending on market
See terms at provider

1–3 free trades/month (Standard), then €1 per trade

Published fee
1–3 free trades/month (Standard), then €1 per trade
Minimum deposit
1 €
Spread figure
Stocks from 0.25% (Standard), free trades depending on plan; crypto spread approx. 1.49–2.49%
See terms at provider

The relevant costs depend on market, currency, order size and trading style.

Execution quality

Order type, venue and liquidity affect execution.

Check the provider’s execution policy and available order types for your account.

Provider information

Check the provider’s execution policy and available order types for your account.

Provider information

Product range

StocksETFsGovernment Bonds
StocksETFsCryptoCommodities

Categories come from broker profiles. Check specific markets and permissions before deciding.

Trading platforms

Lightyear App · Lightyear Web

Lightyear offers its own mobile app for iOS and Android as well as a web platform. The app impresses with a modern, minimalist design and intuitive user experience. Users can trade stocks, ETFs, and government bonds, create watchlists, and track their portfolio in real time. The platform supports multi-currency accounts and provides basic charting features.

Explore platform

Revolut App

Revolut offers exclusively a mobile app for iOS and Android as its trading platform. Stock and crypto trading is integrated directly into the banking app. The user interface is clean and beginner-friendly. Users can create watchlists, view simple charts, and place limit orders. Professional analysis tools or a desktop platform are not available.

Explore platform

Regulation & security

FCA/EFSA

Regulatory information

Various EU

Regulatory information

Regulation does not prevent market losses. The relevant authority depends on the contracting entity.

Your investor profile

Who might it suit?

Commission-free stock trading with multi-currency accounts

  • No commissions on stocks and ETFs
  • Multi-currency accounts without exchange fees
  • Modern, user-friendly app
  • Relatively new broker
  • Limited product range

Banking superapp with integrated stock and crypto trading

  • All-in-one finance app with banking and trading
  • Fractional shares from €1
  • Crypto and stock trading in one app
  • Limited free trades on Standard plan
  • No professional analysis tools

Find the broker that fits

Lightyear oder Revolut Trading?

Side by side. Decided with knowledge.

See the differences that matter, and the Academy lessons that explain them.

VS
  • Fees
  • Platform
  • Regulation
  • Matching lessons
Two brokers. Many options. Your call.
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In-depth analysis

Fees: Both London neobrokers start from a €1 minimum deposit. Lightyear trades US and EU stocks at €0 commission and charges a currency-conversion fee of just 0.35% — a key argument for international investors. Revolut grants 1–3 free trades per month on the Standard plan, after which €1 per trade applies (stocks from 0.25% on Standard, with more free trades on higher plans). Those wanting to invest in US stocks regularly and cheaply usually do better with Lightyear's low FX fee.

Products: Lightyear focuses on stocks, ETFs and government bonds along with multi-currency accounts that minimize conversion fees. Revolut is broader, offering stocks, ETFs, crypto and commodities within a banking superapp; crypto is not part of Lightyear's offering. Neither offers options.

Profile and verdict: Lightyear (rated 4.1/5, founded 2020, FCA/EFSA-regulated) is a specialized investing broker for cost-conscious, internationally minded investors. Revolut (4.3/5, founded 2015, various EU regulations) is an all-in-one finance app where trading is only one building block alongside banking and currency exchange. Those seeking a pure, cheap investing app with a low FX fee choose Lightyear; those wanting to bundle banking, crypto and occasional investing in one app pick Revolut.

Your questions

Frequently asked questions

How do fees differ between Lightyear and Revolut Trading?
Lightyear: €0 commission on US/EU stocks, 0.35% FX fee. Revolut Trading: 1–3 free trades/month (Standard), then €1 per trade. Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: Lightyear or Revolut Trading?
Lightyear offers Stocks, ETFs, Government Bonds. Revolut Trading offers Stocks, ETFs, Crypto, Commodities.
How are Lightyear and Revolut Trading regulated?
The broker profiles list FCA/EFSA for Lightyear and Various EU for Revolut Trading. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is Lightyear or Revolut Trading better for beginners?
Lightyear lists a 1 € minimum deposit and offers Lightyear App, Lightyear Web. Revolut Trading lists 1 € and offers Revolut App. Compare usability, available products and costs for your intended use.
Lightyear vs Revolut Trading: Which broker is better overall?
The choice between Lightyear (4.1/5, 500 reviews) and Revolut Trading (4.3/5, 2800 reviews) depends on your needs. Lightyear: Commission-free stock trading with multi-currency accounts. Revolut Trading: Banking superapp with integrated stock and crypto trading.
How do spreads compare between Lightyear and Revolut Trading?
Lightyear offers typical spreads of FX conversion 0.35%, stocks from $0–$1 per trade depending on market. Revolut Trading offers Stocks from 0.25% (Standard), free trades depending on plan; crypto spread approx. 1.49–2.49%. Tighter spreads reduce trading costs especially for active trading.

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