Scalable CapitalFREE: €0.99 per trade; PRIME+: €4.99/month, €0 from €250 order value
- Published fee
- FREE: €0.99 per trade; PRIME+: €4.99/month, €0 from €250 order value
- Minimum deposit
- 1 € (Verifizierung)
Broker comparison
Scalable Capital vs.
Trading212
Which broker fits your needs?
Platforms, products and fees side by side.
Updated: October 2026
See comparisonScalable Capital
Trading212VS
Summary
Your goal decides.
Scalable Capital and Trading 212 are two low-cost neobrokers with different models. Scalable Capital (BaFin-regulated, rated 4.4/5, Munich) bills via the PRIME+ flat rate (€4.99/month) or €0.99 per trade and additionally offers crypto, derivatives and an integrated robo-advisor. Trading 212 (FCA/CySEC, 4.6/5, London) trades real stocks and ETFs at 0% commission but charges a 0.15% currency-conversion fee and offers fractional shares plus automatic savings plans (Pies) from just €1 minimum deposit. For regular frequent traders wanting a German BaFin depot and crypto, Scalable Capital is strong; cost-conscious beginners with a very small budget focused on commission-free stocks pick Trading 212. Neither currently offers live options trading.
Scalable CapitalNeobroker with flat-rate trading and robo-advisor
Trading212Commission-free stock trading with fractional shares
At a glance
The key differences
| Criterion | Scalable Capital | Trading212 |
|---|---|---|
| Platforms | Scalable Broker App, Scalable Broker Web | Trading 212 App, Trading 212 Web |
| Product types | Stocks, ETFs, Funds, Bonds, Crypto ETPs, Derivatives | Stocks, ETFs, CFDs, Forex |
| Options trading | No, no options trading | Options coming soon |
| Fee model | FREE: €0.99 per trade; PRIME+: €4.99/month, €0 from €250 order value | €0 commission, tight spreads |
| Minimum deposit | 1 € (Verifizierung) | 1 € |
| Regulation | BaFin/Deutsche Bundesbank | FCA/CySEC |
| More information | Details | Details |
Platforms
Scalable Capital
Scalable Broker App, Scalable Broker Web
Trading212
Trading 212 App, Trading 212 Web
Product types
Scalable Capital
Stocks, ETFs, Funds, Bonds, Crypto ETPs, Derivatives
Trading212
Stocks, ETFs, CFDs, Forex
Options trading
Scalable Capital
No, no options trading
Trading212
Options coming soon
Fee model
Scalable Capital
FREE: €0.99 per trade; PRIME+: €4.99/month, €0 from €250 order value
Trading212
€0 commission, tight spreads
Minimum deposit
Scalable Capital
1 € (Verifizierung)
Trading212
1 €
Regulation
Scalable Capital
BaFin/Deutsche Bundesbank
Trading212
FCA/CySEC
Product access and costs depend on market, account and permissions.
Detailed comparison
Comparing fees
Compare total costs, not just the order fee.
Scalable CapitalTrading212€0 commission, tight spreads
- Published fee
- €0 commission, tight spreads
- Minimum deposit
- 1 €
- Spread figure
- EUR/USD from 1.2 pip (CFD), 0% stock commission, FX conversion 0.15%
The relevant costs depend on market, currency, order size and trading style.
Execution quality
Order type, venue and liquidity affect execution.
Scalable CapitalCheck the provider’s execution policy and available order types for your account.
Provider informationTrading212Check the provider’s execution policy and available order types for your account.
Provider informationProduct range
Scalable CapitalStocksETFsFundsBondsCrypto ETPsDerivatives
Trading212StocksETFsCFDsForex
Categories come from broker profiles. Check specific markets and permissions before deciding.
Trading platforms
Scalable CapitalScalable Broker App · Scalable Broker Web
Scalable Capital provides its customers with the Scalable Broker App and the Scalable Broker Web platform. The app offers a modern, intuitive user interface with clear price displays, watchlists, and easy order placement. The web platform extends the offering with more detailed chart analysis and portfolio overviews. Both platforms support limit, market, and stop orders as well as the setup and management of savings plans. Push notifications keep investors informed about price changes.
Explore platformTrading212Trading 212 App · Trading 212 Web
Trading212 offers the Trading 212 App and web platform. Both are designed for maximum simplicity: clear price display, one-tap buying, automatic savings plans (Pies), fractional shares, and portfolio analysis. MT4/MT5 are not supported.
Explore platformRegulation does not prevent market losses. The relevant authority depends on the contracting entity.
Your investor profile
Who might it suit?
Scalable CapitalNeobroker with flat-rate trading and robo-advisor
- Flat-rate trading with PRIME+
- BaFin-regulated
- Stocks, ETFs, funds and bonds
- No options trading
- PRIME+ flat rate applies from €250 order value
Trading212Commission-free stock trading with fractional shares
- No commissions
- Very low minimum deposit
- User-friendly app
- No BaFin regulation
- Limited research tools
Find the broker that fits
Scalable Capital oder Trading212?
Side by side. Decided with knowledge.
See the differences that matter, and the Academy lessons that explain them.
VS
- Fees
- Platform
- Regulation
- Matching lessons
Two brokers. Many options. Your call.
In-depth analysis
Order fees and custody: Trading 212 trades real stocks and ETFs at 0% commission and charges a 0.15% currency-conversion fee (CFDs carry spreads, e.g. EUR/USD from 1.2 pip). Scalable Capital runs two models: the PRIME+ flat rate at €4.99 per month or €0.99 per trade. For pure buy-and-hold investors who trade rarely, Trading 212 is cheaper thanks to 0% commission; those who trade regularly and in size can benefit from Scalable's flat rate. Minimum deposit is minimal at both — €0 at Scalable Capital, €1 at Trading 212.
Regulation and safety: Scalable Capital is BaFin-regulated, a meaningful trust factor for German investors; Trading 212 is supervised by the FCA and CySEC — per the broker data, BaFin regulation is absent here. Ratings: Trading 212 4.6/5, Scalable Capital 4.4/5.
Products and extras: Scalable Capital offers stocks, ETFs, funds, crypto and derivatives plus an integrated robo-advisor and free ETF savings plans, trading via gettex/Xetra. Trading 212 offers stocks, ETFs, CFDs and forex, fractional shares and automatic savings plans (Pies), but relies on a very simple app without MT4/MT5. Options are not offered by Scalable Capital and not yet available at Trading 212. Verdict: For BaFin safety, crypto and a flat-rate model for active trading, choose Scalable Capital; to start commission-free in real stocks and ETFs on a very small budget, Trading 212 is the fit.
Your questions
Frequently asked questions
How do fees differ between Scalable Capital and Trading212?
Scalable Capital: FREE: €0.99 per trade; PRIME+: €4.99/month, €0 from €250 order value. Trading212: €0 commission, tight spreads. Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: Scalable Capital or Trading212?
Scalable Capital offers Stocks, ETFs, Funds, Bonds, Crypto ETPs, Derivatives. Trading212 offers Stocks, ETFs, CFDs, Forex.
How are Scalable Capital and Trading212 regulated?
The broker profiles list BaFin/Deutsche Bundesbank for Scalable Capital and FCA/CySEC for Trading212. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is Scalable Capital or Trading212 better for beginners?
Scalable Capital lists a 1 € (Verifizierung) minimum deposit and offers Scalable Broker App, Scalable Broker Web. Trading212 lists 1 € and offers Trading 212 App, Trading 212 Web. Compare usability, available products and costs for your intended use.
Scalable Capital vs Trading212: Which broker is better overall?
The choice between Scalable Capital (4.4/5, 1200 reviews) and Trading212 (4.6/5, 1892 reviews) depends on your needs. Scalable Capital: Neobroker with flat-rate trading and robo-advisor. Trading212: Commission-free stock trading with fractional shares.
Your next step
Your next step
Scalable CapitalNeobroker with flat-rate trading and robo-advisor
Open accountRead reviewTrading212Commission-free stock trading with fractional shares
Open accountRead reviewKeep learning
Before you pick a broker
The guides worth reading before your first trade, whichever of the two you choose.