Broker comparison

HypoVereinsbank vs.
Postbank

Which broker fits your needs?

Platforms, products and fees side by side.

Updated: October 2026

See comparison

Summary

Your goal decides.

HypoVereinsbank offers 5 instrument types, while Postbank offers 4. Postbank has been in the market since 1909, making it the more experienced provider.

Securities trading at HypoVereinsbank – part of the UniCredit Group

Securities trading at one of Germany's best-known banks

At a glance

The key differences

Criterion
PlatformsHVB Web, HVB AppPostbank Web, Postbank App
Product typesStocks, ETFs, Bonds, Funds, CertificatesStocks, ETFs, Bonds, Funds
Options tradingNoNo
Fee modelCustody fee from €0 (HVB DirectDepot), order fee from €4.95 + 0.25%Custody fee €12.90/year (free from €50,000), order fee from €9.95
Minimum deposit0 €0 €
RegulationBaFinBaFin
More informationDetailsDetails

Platforms

HypoVereinsbank

HVB Web, HVB App

Postbank

Postbank Web, Postbank App

Product types

HypoVereinsbank

Stocks, ETFs, Bonds, Funds, Certificates

Postbank

Stocks, ETFs, Bonds, Funds

Options trading

HypoVereinsbank

No

Postbank

No

Fee model

HypoVereinsbank

Custody fee from €0 (HVB DirectDepot), order fee from €4.95 + 0.25%

Postbank

Custody fee €12.90/year (free from €50,000), order fee from €9.95

Minimum deposit

HypoVereinsbank

0 €

Postbank

0 €

Regulation

HypoVereinsbank

BaFin

Postbank

BaFin

More information

HypoVereinsbank

Details

Postbank

Details

Product access and costs depend on market, account and permissions.

Detailed comparison

Comparing fees

Compare total costs, not just the order fee.

Custody fee from €0 (HVB DirectDepot), order fee from €4.95 + 0.25%

Published fee
Custody fee from €0 (HVB DirectDepot), order fee from €4.95 + 0.25%
Minimum deposit
0 €
See terms at provider

Custody fee €12.90/year (free from €50,000), order fee from €9.95

Published fee
Custody fee €12.90/year (free from €50,000), order fee from €9.95
Minimum deposit
0 €
See terms at provider

The relevant costs depend on market, currency, order size and trading style.

Execution quality

Order type, venue and liquidity affect execution.

Check the provider’s execution policy and available order types for your account.

Provider information

Check the provider’s execution policy and available order types for your account.

Provider information

Product range

StocksETFsBondsFundsCertificates
StocksETFsBondsFunds

Categories come from broker profiles. Check specific markets and permissions before deciding.

Trading platforms

HVB Web · HVB App

HypoVereinsbank offers securities trading through HVB Web and the HVB App. The web platform enables management of the DirectDepot with order placement, portfolio overview, and market data. The mobile app provides quick access to key portfolio functions. The platforms are purpose-built and security-focused but offer fewer trading venues and trading tools than pure online brokers.

Explore platform

Postbank Web · Postbank App

Postbank offers its customers two trading platforms: Postbank Web and the Postbank App. The web platform enables classic securities trading through the browser with order placement, portfolio overview, and price queries. The mobile app provides the same basic functions on the go. Both platforms are functional but visually and technically less advanced compared to modern neobrokers. However, for savings plan users and occasional investors, the features are entirely sufficient.

Explore platform

Regulation & security

BaFin

Regulatory information

Regulation does not prevent market losses. The relevant authority depends on the contracting entity.

Your investor profile

Who might it suit?

Securities trading at HypoVereinsbank – part of the UniCredit Group

  • Strong parent company UniCredit
  • Free DirectDepot available
  • Comprehensive investment advice
  • Order fees on the higher side
  • Branch advice comes with additional costs

Securities trading at one of Germany's best-known banks

  • BaFin-regulated traditional German bank
  • Wide branch network for personal advice
  • Deposit protection up to €100,000
  • Comparatively high order fees
  • Custody fee for small portfolios

Find the broker that fits

HypoVereinsbank oder Postbank?

Side by side. Decided with knowledge.

See the differences that matter, and the Academy lessons that explain them.

VS
  • Fees
  • Platform
  • Regulation
  • Matching lessons
Two brokers. Many options. Your call.
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Your questions

Frequently asked questions

How do fees differ between HypoVereinsbank and Postbank?
HypoVereinsbank: Custody fee from €0 (HVB DirectDepot), order fee from €4.95 + 0.25%. Postbank: Custody fee €12.90/year (free from €50,000), order fee from €9.95. Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: HypoVereinsbank or Postbank?
HypoVereinsbank offers Stocks, ETFs, Bonds, Funds, Certificates. Postbank offers Stocks, ETFs, Bonds, Funds.
How are HypoVereinsbank and Postbank regulated?
The broker profiles list BaFin for HypoVereinsbank and BaFin for Postbank. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is HypoVereinsbank or Postbank better for beginners?
HypoVereinsbank lists a 0 € minimum deposit and offers HVB Web, HVB App. Postbank lists 0 € and offers Postbank Web, Postbank App. Compare usability, available products and costs for your intended use.
HypoVereinsbank vs Postbank: Which broker is better overall?
The choice between HypoVereinsbank (3.6/5, 950 reviews) and Postbank (3.6/5, 1200 reviews) depends on your needs. HypoVereinsbank: Securities trading at HypoVereinsbank – part of the UniCredit Group. Postbank: Securities trading at one of Germany's best-known banks.

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