Scalable CapitalFREE: €0.99 per trade; PRIME+: €4.99/month, €0 from €250 order value
- Published fee
- FREE: €0.99 per trade; PRIME+: €4.99/month, €0 from €250 order value
- Minimum deposit
- 1 € (Verifizierung)
Broker comparison
Scalable Capital vs.
Vivid Money
Which broker fits your needs?
Platforms, products and fees side by side.
Updated: October 2026
See comparisonScalable Capital
Vivid MoneyVS
Summary
Your goal decides.
Scalable Capital has a higher rating of 4.4/5 compared to Vivid Money (3.7/5). Scalable Capital offers 6 instrument types, while Vivid Money offers 3. The minimum deposit is lower at Vivid Money with 0,01 €. Scalable Capital has been in the market since 2014, making it the more experienced provider.
Scalable CapitalNeobroker with flat-rate trading and robo-advisor
Vivid MoneyBerlin-based neobank with integrated stock, ETF and crypto trading
At a glance
The key differences
| Criterion | Scalable Capital | Vivid Money |
|---|---|---|
| Platforms | Scalable Broker App, Scalable Broker Web | Vivid App |
| Product types | Stocks, ETFs, Funds, Bonds, Crypto ETPs, Derivatives | Stocks, ETFs, Crypto |
| Options trading | No, no options trading | No |
| Fee model | FREE: €0.99 per trade; PRIME+: €4.99/month, €0 from €250 order value | €0 order fee (stocks/ETFs), crypto spread from 1% |
| Minimum deposit | 1 € (Verifizierung) | 0,01 € |
| Regulation | BaFin/Deutsche Bundesbank | BaFin |
| More information | Details | Details |
Platforms
Scalable Capital
Scalable Broker App, Scalable Broker Web
Vivid Money
Vivid App
Product types
Scalable Capital
Stocks, ETFs, Funds, Bonds, Crypto ETPs, Derivatives
Vivid Money
Stocks, ETFs, Crypto
Options trading
Scalable Capital
No, no options trading
Vivid Money
No
Fee model
Scalable Capital
FREE: €0.99 per trade; PRIME+: €4.99/month, €0 from €250 order value
Vivid Money
€0 order fee (stocks/ETFs), crypto spread from 1%
Minimum deposit
Scalable Capital
1 € (Verifizierung)
Vivid Money
0,01 €
Regulation
Scalable Capital
BaFin/Deutsche Bundesbank
Vivid Money
BaFin
Product access and costs depend on market, account and permissions.
Detailed comparison
Comparing fees
Compare total costs, not just the order fee.
Scalable CapitalVivid Money€0 order fee (stocks/ETFs), crypto spread from 1%
- Published fee
- €0 order fee (stocks/ETFs), crypto spread from 1%
- Minimum deposit
- 0,01 €
The relevant costs depend on market, currency, order size and trading style.
Execution quality
Order type, venue and liquidity affect execution.
Scalable CapitalCheck the provider’s execution policy and available order types for your account.
Provider informationVivid MoneyCheck the provider’s execution policy and available order types for your account.
Provider informationProduct range
Scalable CapitalStocksETFsFundsBondsCrypto ETPsDerivatives
Vivid MoneyStocksETFsCrypto
Categories come from broker profiles. Check specific markets and permissions before deciding.
Trading platforms
Scalable CapitalScalable Broker App · Scalable Broker Web
Scalable Capital provides its customers with the Scalable Broker App and the Scalable Broker Web platform. The app offers a modern, intuitive user interface with clear price displays, watchlists, and easy order placement. The web platform extends the offering with more detailed chart analysis and portfolio overviews. Both platforms support limit, market, and stop orders as well as the setup and management of savings plans. Push notifications keep investors informed about price changes.
Explore platformVivid MoneyVivid App
Vivid Money exclusively offers the Vivid App as its platform. The app combines banking (checking account, debit card, transfers) and trading (stocks, ETFs, crypto) in one interface. Features include real-time quotes, simple order placement, cashback tracking, and automatic savings. There is no desktop platform.
Explore platformRegulation does not prevent market losses. The relevant authority depends on the contracting entity.
Your investor profile
Who might it suit?
Scalable CapitalNeobroker with flat-rate trading and robo-advisor
- Flat-rate trading with PRIME+
- BaFin-regulated
- Stocks, ETFs, funds and bonds
- No options trading
- PRIME+ flat rate applies from €250 order value
Vivid MoneyBerlin-based neobank with integrated stock, ETF and crypto trading
- Banking and trading combined in one app
- Commission-free stock and ETF trading
- Over 50 cryptocurrencies available
- Crypto spreads relatively high (from 1%)
- Limited stock selection compared to specialized brokers
Find the broker that fits
Scalable Capital oder Vivid Money?
Side by side. Decided with knowledge.
See the differences that matter, and the Academy lessons that explain them.
VS
- Fees
- Platform
- Regulation
- Matching lessons
Two brokers. Many options. Your call.
Your questions
Frequently asked questions
How do fees differ between Scalable Capital and Vivid Money?
Scalable Capital: FREE: €0.99 per trade; PRIME+: €4.99/month, €0 from €250 order value. Vivid Money: €0 order fee (stocks/ETFs), crypto spread from 1%. Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: Scalable Capital or Vivid Money?
Scalable Capital offers Stocks, ETFs, Funds, Bonds, Crypto ETPs, Derivatives. Vivid Money offers Stocks, ETFs, Crypto.
How are Scalable Capital and Vivid Money regulated?
The broker profiles list BaFin/Deutsche Bundesbank for Scalable Capital and BaFin for Vivid Money. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is Scalable Capital or Vivid Money better for beginners?
Scalable Capital lists a 1 € (Verifizierung) minimum deposit and offers Scalable Broker App, Scalable Broker Web. Vivid Money lists 0,01 € and offers Vivid App. Compare usability, available products and costs for your intended use.
Scalable Capital vs Vivid Money: Which broker is better overall?
The choice between Scalable Capital (4.4/5, 1200 reviews) and Vivid Money (3.7/5, 1100 reviews) depends on your needs. Scalable Capital: Neobroker with flat-rate trading and robo-advisor. Vivid Money: Berlin-based neobank with integrated stock, ETF and crypto trading.
Your next step
Your next step
Scalable CapitalNeobroker with flat-rate trading and robo-advisor
Open accountRead reviewVivid MoneyBerlin-based neobank with integrated stock, ETF and crypto trading
Open accountRead reviewKeep learning
Before you pick a broker
The guides worth reading before your first trade, whichever of the two you choose.