N26 Trading€0 commission (included in N26 Metal), spread-based
- Published fee
- €0 commission (included in N26 Metal), spread-based
- Minimum deposit
- 1 €
- Spread figure
- Stocks/ETFs from €0.90 (10 free trades/month with Metal plan), crypto spread ~1.5%
Broker comparison
N26 Trading vs.
Shares
Which broker fits your needs?
Platforms, products and fees side by side.
Updated: October 2026
See comparisonN26 Trading
SharesVS
Summary
Your goal decides.
Shares has a higher rating of 3.8/5 compared to N26 Trading (3.7/5). Shares offers 3 instrument types, while N26 Trading offers 2. N26 Trading is BaFin-regulated, while Shares is supervised by FCA. N26 Trading has been in the market since 2013, making it the more experienced provider.
N26 TradingGerman neobank with integrated stock trading
SharesSocial neobroker with community features and commission-free trading
At a glance
The key differences
| Criterion | N26 Trading | Shares |
|---|---|---|
| Platforms | N26 App | Shares App |
| Product types | Stocks, ETFs | Stocks, ETFs, Crypto |
| Options trading | No | No |
| Fee model | €0 commission (included in N26 Metal), spread-based | €0 commission, 0.59% FX fee |
| Minimum deposit | 1 € | 1 € |
| Regulation | BaFin | FCA |
| More information | Details | Details |
Platforms
N26 Trading
N26 App
Shares
Shares App
Product types
N26 Trading
Stocks, ETFs
Shares
Stocks, ETFs, Crypto
Options trading
N26 Trading
No
Shares
No
Fee model
N26 Trading
€0 commission (included in N26 Metal), spread-based
Shares
€0 commission, 0.59% FX fee
Minimum deposit
N26 Trading
1 €
Shares
1 €
Regulation
N26 Trading
BaFin
Shares
FCA
Product access and costs depend on market, account and permissions.
Detailed comparison
Comparing fees
Compare total costs, not just the order fee.
N26 TradingShares€0 commission, 0.59% FX fee
- Published fee
- €0 commission, 0.59% FX fee
- Minimum deposit
- 1 €
The relevant costs depend on market, currency, order size and trading style.
Execution quality
Order type, venue and liquidity affect execution.
N26 TradingCheck the provider’s execution policy and available order types for your account.
Provider informationSharesCheck the provider’s execution policy and available order types for your account.
Provider informationProduct range
N26 TradingStocksETFs
SharesStocksETFsCrypto
Categories come from broker profiles. Check specific markets and permissions before deciding.
Trading platforms
N26 TradingN26 App
N26 Trading is exclusively available through the N26 banking app for iOS and Android. The trading feature is seamlessly integrated into the banking interface. Users can buy stocks and ETFs, view their portfolio, and purchase fractional shares. The user interface is extremely simplified, offering basic price information but forgoing professional charting or analysis tools.
Explore platformSharesShares App
Shares offers a mobile app for iOS and Android as its sole trading platform. The app impresses with a modern, appealing design and integrated social features. Users can create watchlists, browse community feeds, share portfolios, and discuss in groups. Basic charting features and price data are available, but professional analysis tools are absent.
Explore platformRegulation does not prevent market losses. The relevant authority depends on the contracting entity.
Your investor profile
Who might it suit?
N26 TradingGerman neobank with integrated stock trading
- Integrated into N26 banking app
- BaFin-regulated German bank
- Fractional shares available
- Very limited stock selection
- No professional trading tools
SharesSocial neobroker with community features and commission-free trading
- Commission-free trading
- Social trading features and community
- Modern, appealing app
- Very young broker, little track record
- Limited product selection
Find the broker that fits
N26 Trading oder Shares?
Side by side. Decided with knowledge.
See the differences that matter, and the Academy lessons that explain them.
VS
- Fees
- Platform
- Regulation
- Matching lessons
Two brokers. Many options. Your call.
Your questions
Frequently asked questions
How do fees differ between N26 Trading and Shares?
N26 Trading: €0 commission (included in N26 Metal), spread-based. Shares: €0 commission, 0.59% FX fee. Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: N26 Trading or Shares?
N26 Trading offers Stocks, ETFs. Shares offers Stocks, ETFs, Crypto.
How are N26 Trading and Shares regulated?
The broker profiles list BaFin for N26 Trading and FCA for Shares. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is N26 Trading or Shares better for beginners?
N26 Trading lists a 1 € minimum deposit and offers N26 App. Shares lists 1 € and offers Shares App. Compare usability, available products and costs for your intended use.
N26 Trading vs Shares: Which broker is better overall?
The choice between N26 Trading (3.7/5, 450 reviews) and Shares (3.8/5, 300 reviews) depends on your needs. N26 Trading: German neobank with integrated stock trading. Shares: Social neobroker with community features and commission-free trading.
Your next step
Your next step
N26 TradingGerman neobank with integrated stock trading
Open accountRead reviewSharesSocial neobroker with community features and commission-free trading
Open accountRead reviewKeep learning
Before you pick a broker
The guides worth reading before your first trade, whichever of the two you choose.