Luno0% Maker / 0.10% Taker (Exchange), Instant Buy 0.75%
- Published fee
- 0% Maker / 0.10% Taker (Exchange), Instant Buy 0.75%
- Minimum deposit
- 0 €
Broker comparison
Luno vs.
Uphold
Which broker fits your needs?
Platforms, products and fees side by side.
Updated: October 2026
See comparisonLuno
UpholdVS
Summary
Your goal decides.
Uphold offers 5 instrument types, while Luno offers 4. Luno has been in the market since 2013, making it the more experienced provider.
LunoBeginner-friendly crypto exchange with focus on emerging markets
UpholdMulti-asset platform for crypto, precious metals and fiat currencies
At a glance
The key differences
| Criterion | Luno | Uphold |
|---|---|---|
| Platforms | Luno Web, Luno App | Uphold Web, Uphold App |
| Product types | Bitcoin, Ethereum, Altcoins, Savings Wallet | Bitcoin, Ethereum, Altcoins, Edelmetalle, Fiat-Währungen |
| Options trading | No | No |
| Fee model | 0% Maker / 0.10% Taker (Exchange), Instant Buy 0.75% | Spread-based (typically 0.8–1.2% crypto), no commission |
| Minimum deposit | 0 € | 0 $ |
| Regulation | FCA | FCA/FinCEN |
| More information | Details | Details |
Platforms
Luno
Luno Web, Luno App
Uphold
Uphold Web, Uphold App
Product types
Luno
Bitcoin, Ethereum, Altcoins, Savings Wallet
Uphold
Bitcoin, Ethereum, Altcoins, Edelmetalle, Fiat-Währungen
Options trading
Luno
No
Uphold
No
Fee model
Luno
0% Maker / 0.10% Taker (Exchange), Instant Buy 0.75%
Uphold
Spread-based (typically 0.8–1.2% crypto), no commission
Minimum deposit
Luno
0 €
Uphold
0 $
Regulation
Luno
FCA
Uphold
FCA/FinCEN
Product access and costs depend on market, account and permissions.
Detailed comparison
Comparing fees
Compare total costs, not just the order fee.
LunoUpholdSpread-based (typically 0.8–1.2% crypto), no commission
- Published fee
- Spread-based (typically 0.8–1.2% crypto), no commission
- Minimum deposit
- 0 $
- Spread figure
- Spread model approx. 0.80–1.80% per crypto (instead of trading fee), plus metals and stocks
The relevant costs depend on market, currency, order size and trading style.
Execution quality
Order type, venue and liquidity affect execution.
LunoCheck the provider’s execution policy and available order types for your account.
Provider informationUpholdCheck the provider’s execution policy and available order types for your account.
Provider informationProduct range
LunoBitcoinEthereumAltcoinsSavings Wallet
UpholdBitcoinEthereumAltcoinsEdelmetalleFiat-Währungen
Categories come from broker profiles. Check specific markets and permissions before deciding.
Trading platforms
LunoLuno Web · Luno App
Luno offers a web platform and mobile app designed for maximum simplicity. The Instant Buy mode enables crypto purchases in seconds. The Exchange function provides a complete order book with maker/taker fees for more experienced users. The app also includes an integrated wallet, the Savings feature, and educational resources for crypto beginners.
Explore platformUpholdUphold Web · Uphold App
Uphold offers a web platform and mobile app focused on simplicity and user-friendliness. The interface enables quick buying, selling, and conversion between crypto, precious metals, and fiat currencies. Instead of complex charting tools, Uphold provides a clear portfolio view and transaction history. The platform also supports automatic recurring purchases.
Explore platformRegulation does not prevent market losses. The relevant authority depends on the contracting entity.
Your investor profile
Who might it suit?
LunoBeginner-friendly crypto exchange with focus on emerging markets
- Very user-friendly and ideal for beginners
- FCA-regulated and part of Digital Currency Group
- Savings wallet for interest earnings on crypto
- Limited coin selection (under 30 coins)
- Instant buy fees relatively high (0.75%)
UpholdMulti-asset platform for crypto, precious metals and fiat currencies
- Multi-asset trading: crypto, metals and fiat in one app
- FCA and FinCEN-regulated
- Direct conversion between any assets
- Spreads higher than on pure crypto exchanges
- No advanced trading features
Find the broker that fits
Luno oder Uphold?
Side by side. Decided with knowledge.
See the differences that matter, and the Academy lessons that explain them.
VS
- Fees
- Platform
- Regulation
- Matching lessons
Two brokers. Many options. Your call.
Your questions
Frequently asked questions
How do fees differ between Luno and Uphold?
Luno: 0% Maker / 0.10% Taker (Exchange), Instant Buy 0.75%. Uphold: Spread-based (typically 0.8–1.2% crypto), no commission. Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: Luno or Uphold?
Luno offers Bitcoin, Ethereum, Altcoins, Savings Wallet. Uphold offers Bitcoin, Ethereum, Altcoins, Edelmetalle, Fiat-Währungen.
How are Luno and Uphold regulated?
The broker profiles list FCA for Luno and FCA/FinCEN for Uphold. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is Luno or Uphold better for beginners?
Luno lists a 0 € minimum deposit and offers Luno Web, Luno App. Uphold lists 0 $ and offers Uphold Web, Uphold App. Compare usability, available products and costs for your intended use.
Luno vs Uphold: Which broker is better overall?
The choice between Luno (3.8/5, 700 reviews) and Uphold (3.8/5, 1200 reviews) depends on your needs. Luno: Beginner-friendly crypto exchange with focus on emerging markets. Uphold: Multi-asset platform for crypto, precious metals and fiat currencies.
Your next step
Your next step
LunoBeginner-friendly crypto exchange with focus on emerging markets
Open accountRead reviewUpholdMulti-asset platform for crypto, precious metals and fiat currencies
Open accountRead reviewKeep learning
Before you pick a broker
The guides worth reading before your first trade, whichever of the two you choose.