Broker comparison

CEX.IO vs.
Luno

Which broker fits your needs?

Platforms, products and fees side by side.

Updated: October 2026

See comparison

Summary

Your goal decides.

Luno has a higher rating of 3.8/5 compared to CEX.IO (3.7/5). The minimum deposit is lower at Luno with 0 €.

FCA-regulated crypto exchange with credit card purchase and staking

Beginner-friendly crypto exchange with focus on emerging markets

At a glance

The key differences

Criterion
PlatformsCEX.IO Web, CEX.IO AppLuno Web, Luno App
Product typesBitcoin, Ethereum, Altcoins, StakingBitcoin, Ethereum, Altcoins, Savings Wallet
Options tradingNoNo
Fee model0.15% Maker / 0.25% Taker, credit card purchase 2.99%0% Maker / 0.10% Taker (Exchange), Instant Buy 0.75%
Minimum deposit20 $0 €
RegulationFCAFCA
More informationDetailsDetails

Platforms

CEX.IO

CEX.IO Web, CEX.IO App

Luno

Luno Web, Luno App

Product types

CEX.IO

Bitcoin, Ethereum, Altcoins, Staking

Luno

Bitcoin, Ethereum, Altcoins, Savings Wallet

Options trading

CEX.IO

No

Luno

No

Fee model

CEX.IO

0.15% Maker / 0.25% Taker, credit card purchase 2.99%

Luno

0% Maker / 0.10% Taker (Exchange), Instant Buy 0.75%

Minimum deposit

CEX.IO

20 $

Luno

0 €

Regulation

CEX.IO

FCA

Luno

FCA

More information

CEX.IO

Details

Product access and costs depend on market, account and permissions.

Detailed comparison

Comparing fees

Compare total costs, not just the order fee.

0.15% Maker / 0.25% Taker, credit card purchase 2.99%

Published fee
0.15% Maker / 0.25% Taker, credit card purchase 2.99%
Minimum deposit
20 $
Spread figure
Trading fee 0.16% maker / 0.25% taker (spot, Pro Trading); approx. 1.5% spread on instant buy
See terms at provider

0% Maker / 0.10% Taker (Exchange), Instant Buy 0.75%

Published fee
0% Maker / 0.10% Taker (Exchange), Instant Buy 0.75%
Minimum deposit
0 €
See terms at provider

The relevant costs depend on market, currency, order size and trading style.

Execution quality

Order type, venue and liquidity affect execution.

Check the provider’s execution policy and available order types for your account.

Provider information

Check the provider’s execution policy and available order types for your account.

Provider information

Product range

BitcoinEthereumAltcoinsStaking
BitcoinEthereumAltcoinsSavings Wallet

Categories come from broker profiles. Check specific markets and permissions before deciding.

Trading platforms

CEX.IO Web · CEX.IO App

CEX.IO offers a web platform and mobile app for iOS and Android. The user interface is designed for simplicity and enables quick credit card purchases in just a few clicks. For advanced users, an extended trading mode with order book, charting tools, and various order types is available. Staking management is directly integrated into the platform.

Explore platform

Luno Web · Luno App

Luno offers a web platform and mobile app designed for maximum simplicity. The Instant Buy mode enables crypto purchases in seconds. The Exchange function provides a complete order book with maker/taker fees for more experienced users. The app also includes an integrated wallet, the Savings feature, and educational resources for crypto beginners.

Explore platform

Regulation & security

Regulation does not prevent market losses. The relevant authority depends on the contracting entity.

Your investor profile

Who might it suit?

FCA-regulated crypto exchange with credit card purchase and staking

  • FCA-regulated with long operating history since 2013
  • Easy crypto purchase via credit card
  • Staking offerings for passive earnings
  • High fees for credit card purchases (2.99%)
  • Fewer coin selections than larger exchanges

Beginner-friendly crypto exchange with focus on emerging markets

  • Very user-friendly and ideal for beginners
  • FCA-regulated and part of Digital Currency Group
  • Savings wallet for interest earnings on crypto
  • Limited coin selection (under 30 coins)
  • Instant buy fees relatively high (0.75%)

Find the broker that fits

CEX.IO oder Luno?

Side by side. Decided with knowledge.

See the differences that matter, and the Academy lessons that explain them.

VS
  • Fees
  • Platform
  • Regulation
  • Matching lessons
Two brokers. Many options. Your call.
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Your questions

Frequently asked questions

How do fees differ between CEX.IO and Luno?
CEX.IO: 0.15% Maker / 0.25% Taker, credit card purchase 2.99%. Luno: 0% Maker / 0.10% Taker (Exchange), Instant Buy 0.75%. Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: CEX.IO or Luno?
CEX.IO offers Bitcoin, Ethereum, Altcoins, Staking. Luno offers Bitcoin, Ethereum, Altcoins, Savings Wallet.
How are CEX.IO and Luno regulated?
The broker profiles list FCA for CEX.IO and FCA for Luno. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is CEX.IO or Luno better for beginners?
CEX.IO lists a 20 $ minimum deposit and offers CEX.IO Web, CEX.IO App. Luno lists 0 € and offers Luno Web, Luno App. Compare usability, available products and costs for your intended use.
CEX.IO vs Luno: Which broker is better overall?
The choice between CEX.IO (3.7/5, 850 reviews) and Luno (3.8/5, 700 reviews) depends on your needs. CEX.IO: FCA-regulated crypto exchange with credit card purchase and staking. Luno: Beginner-friendly crypto exchange with focus on emerging markets.

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