Quirion0.48% p.a. management fee, ETF costs from 0.15% p.a.
- Published fee
- 0.48% p.a. management fee, ETF costs from 0.15% p.a.
- Minimum deposit
- 1 €
Broker comparison
Quirion vs.
Vivid Money
Which broker fits your needs?
Platforms, products and fees side by side.
Updated: October 2026
See comparisonQuirion
Vivid MoneyVS
Summary
Your goal decides.
Quirion has a higher rating of 4/5 compared to Vivid Money (3.7/5). Vivid Money offers 3 instrument types, while Quirion offers 2. The minimum deposit is lower at Vivid Money with 0,01 €. Quirion has been in the market since 2013, making it the more experienced provider.
QuirionDigital robo-advisor from Quirin Privatbank with automated investment
Vivid MoneyBerlin-based neobank with integrated stock, ETF and crypto trading
At a glance
The key differences
| Criterion | Quirion | Vivid Money |
|---|---|---|
| Platforms | Quirion Web, Quirion App | Vivid App |
| Product types | ETFs, ETF-Sparpläne | Stocks, ETFs, Crypto |
| Options trading | No | No |
| Fee model | 0.48% p.a. management fee, ETF costs from 0.15% p.a. | €0 order fee (stocks/ETFs), crypto spread from 1% |
| Minimum deposit | 1 € | 0,01 € |
| Regulation | BaFin | BaFin |
| More information | Details | Details |
Platforms
Quirion
Quirion Web, Quirion App
Vivid Money
Vivid App
Product types
Quirion
ETFs, ETF-Sparpläne
Vivid Money
Stocks, ETFs, Crypto
Options trading
Quirion
No
Vivid Money
No
Fee model
Quirion
0.48% p.a. management fee, ETF costs from 0.15% p.a.
Vivid Money
€0 order fee (stocks/ETFs), crypto spread from 1%
Minimum deposit
Quirion
1 €
Vivid Money
0,01 €
Regulation
Quirion
BaFin
Vivid Money
BaFin
Product access and costs depend on market, account and permissions.
Detailed comparison
Comparing fees
Compare total costs, not just the order fee.
QuirionVivid Money€0 order fee (stocks/ETFs), crypto spread from 1%
- Published fee
- €0 order fee (stocks/ETFs), crypto spread from 1%
- Minimum deposit
- 0,01 €
The relevant costs depend on market, currency, order size and trading style.
Execution quality
Order type, venue and liquidity affect execution.
QuirionCheck the provider’s execution policy and available order types for your account.
Provider informationVivid MoneyCheck the provider’s execution policy and available order types for your account.
Provider informationProduct range
QuirionETFsETF-Sparpläne
Vivid MoneyStocksETFsCrypto
Categories come from broker profiles. Check specific markets and permissions before deciding.
Trading platforms
QuirionQuirion Web · Quirion App
Quirion offers the Quirion Web platform and the Quirion App. Both display portfolio performance, asset allocation, and rebalancing history. The interface is intentionally simple since no active trading takes place. Investors can set up one-time payments and savings plans and adjust their risk profile.
Explore platformVivid MoneyVivid App
Vivid Money exclusively offers the Vivid App as its platform. The app combines banking (checking account, debit card, transfers) and trading (stocks, ETFs, crypto) in one interface. Features include real-time quotes, simple order placement, cashback tracking, and automatic savings. There is no desktop platform.
Explore platformRegulation does not prevent market losses. The relevant authority depends on the contracting entity.
Your investor profile
Who might it suit?
QuirionDigital robo-advisor from Quirin Privatbank with automated investment
- From Quirin Privatbank – BaFin-regulated full banking license
- Automated ETF investment with scientific approach
- Low management fee of 0.48% p.a.
- No active trading possible, robo-advisor only
- Limited customization options
Vivid MoneyBerlin-based neobank with integrated stock, ETF and crypto trading
- Banking and trading combined in one app
- Commission-free stock and ETF trading
- Over 50 cryptocurrencies available
- Crypto spreads relatively high (from 1%)
- Limited stock selection compared to specialized brokers
Find the broker that fits
Quirion oder Vivid Money?
Side by side. Decided with knowledge.
See the differences that matter, and the Academy lessons that explain them.
VS
- Fees
- Platform
- Regulation
- Matching lessons
Two brokers. Many options. Your call.
Your questions
Frequently asked questions
How do fees differ between Quirion and Vivid Money?
Quirion: 0.48% p.a. management fee, ETF costs from 0.15% p.a.. Vivid Money: €0 order fee (stocks/ETFs), crypto spread from 1%. Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: Quirion or Vivid Money?
Quirion offers ETFs, ETF-Sparpläne. Vivid Money offers Stocks, ETFs, Crypto.
How are Quirion and Vivid Money regulated?
The broker profiles list BaFin for Quirion and BaFin for Vivid Money. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is Quirion or Vivid Money better for beginners?
Quirion lists a 1 € minimum deposit and offers Quirion Web, Quirion App. Vivid Money lists 0,01 € and offers Vivid App. Compare usability, available products and costs for your intended use.
Quirion vs Vivid Money: Which broker is better overall?
The choice between Quirion (4/5, 750 reviews) and Vivid Money (3.7/5, 1100 reviews) depends on your needs. Quirion: Digital robo-advisor from Quirin Privatbank with automated investment. Vivid Money: Berlin-based neobank with integrated stock, ETF and crypto trading.
Your next step
Your next step
QuirionDigital robo-advisor from Quirin Privatbank with automated investment
Open accountRead reviewVivid MoneyBerlin-based neobank with integrated stock, ETF and crypto trading
Open accountRead reviewKeep learning
Before you pick a broker
The guides worth reading before your first trade, whichever of the two you choose.