Broker comparison

PostFinance vs.
Swissquote

Which broker fits your needs?

Platforms, products and fees side by side.

Updated: October 2026

See comparison

Summary

Your goal decides.

Swissquote has a higher rating of 4.4/5 compared to PostFinance (3.6/5). Swissquote offers 8 instrument types, while PostFinance offers 4. The minimum deposit is lower at PostFinance with 0 CHF. Swissquote offers options trading, while the other does not. PostFinance has been in the market since 1906, making it the more experienced provider.

Securities trading at Swiss PostFinance with E-Trading

Swiss online bank with premium trading and crypto offering

At a glance

The key differences

Criterion
PlatformsPostFinance E-Trading, PostFinance AppSwissquote eTrading, MT4, MT5, Swissquote App
Product typesStocks, ETFs, Bonds, FundsStocks, ETFs, Forex, Options, Futures, Bonds, Funds, Crypto
Options tradingNoYes, options trading available via eTrading
Fee modelCustody fee CHF 90/year (standard), order fee from CHF 15 (online)Stocks from CHF 5, forex spreads from 1.3 pip (Standard)
Minimum deposit0 CHF1.000 CHF
RegulationFINMAFINMA
More informationDetailsDetails

Platforms

PostFinance

PostFinance E-Trading, PostFinance App

Swissquote

Swissquote eTrading, MT4, MT5, Swissquote App

Product types

PostFinance

Stocks, ETFs, Bonds, Funds

Swissquote

Stocks, ETFs, Forex, Options, Futures, Bonds, Funds, Crypto

Options trading

PostFinance

No

Swissquote

Yes, options trading available via eTrading

Fee model

PostFinance

Custody fee CHF 90/year (standard), order fee from CHF 15 (online)

Swissquote

Stocks from CHF 5, forex spreads from 1.3 pip (Standard)

Minimum deposit

PostFinance

0 CHF

Swissquote

1.000 CHF

Regulation

PostFinance

FINMA

Swissquote

FINMA

More information

PostFinance

Details

Swissquote

Details

Product access and costs depend on market, account and permissions.

Detailed comparison

Comparing fees

Compare total costs, not just the order fee.

Custody fee CHF 90/year (standard), order fee from CHF 15 (online)

Published fee
Custody fee CHF 90/year (standard), order fee from CHF 15 (online)
Minimum deposit
0 CHF
See terms at provider

Stocks from CHF 5, forex spreads from 1.3 pip (Standard)

Published fee
Stocks from CHF 5, forex spreads from 1.3 pip (Standard)
Minimum deposit
1.000 CHF
Inactivity
No inactivity fee; however CHF 80/quarter custody fee on securities accounts
See terms at provider

The relevant costs depend on market, currency, order size and trading style.

Execution quality

Order type, venue and liquidity affect execution.

Check the provider’s execution policy and available order types for your account.

Provider information

Check the provider’s execution policy and available order types for your account.

Provider information

Product range

StocksETFsBondsFunds
StocksETFsForexOptionsFuturesBondsFundsCrypto

Categories come from broker profiles. Check specific markets and permissions before deciding.

Trading platforms

PostFinance E-Trading · PostFinance App

PostFinance offers the E-Trading platform and the PostFinance App. E-Trading is a web-based trading platform with real-time quotes, charts, various order types, and portfolio overview. The PostFinance App combines banking and trading in a mobile application with account management and order placement.

Explore platform

Swissquote eTrading · MT4 · MT5 · Swissquote App

Swissquote offers the Swissquote eTrading platform, MT4, MT5, and the Swissquote App. The eTrading platform is the main platform for trading stocks, options, bonds, and funds with real-time market data, chart analysis, and portfolio management. MT4 and MT5 are available for forex and CFD trading with automated strategies. The Swissquote App provides the full range of features on mobile, including crypto trading, securities trading, and banking functions.

Explore platform

Regulation & security

FINMA

Regulatory information

FINMA

Regulatory information

Regulation does not prevent market losses. The relevant authority depends on the contracting entity.

Your investor profile

Who might it suit?

Securities trading at Swiss PostFinance with E-Trading

  • Swiss security with FINMA regulation
  • Integration with PostFinance account
  • Easy entry for Swiss customers
  • Comparatively high custody and order fees
  • Limited product range

Swiss online bank with premium trading and crypto offering

  • Swiss banking license (FINMA)
  • Broad product range incl. crypto
  • High deposit protection
  • Higher minimum deposit (CHF 1,000)
  • Fees higher than pure online brokers

Find the broker that fits

PostFinance oder Swissquote?

Side by side. Decided with knowledge.

See the differences that matter, and the Academy lessons that explain them.

PostFinance3.6
  • Swiss security with FINMA regulation
  • Integration with PostFinance account
  • Easy entry for Swiss customers
Swissquote4.4
  • Swiss banking license (FINMA)
  • Broad product range incl. crypto
  • High deposit protection
VS
  • Fees
  • Platform
  • Regulation
  • Matching lessons
Two brokers. Many options. Your call.
Open The Dealing Room

Your questions

Frequently asked questions

How do fees differ between PostFinance and Swissquote?
PostFinance: Custody fee CHF 90/year (standard), order fee from CHF 15 (online). Swissquote: Stocks from CHF 5, forex spreads from 1.3 pip (Standard). Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: PostFinance or Swissquote?
PostFinance offers Stocks, ETFs, Bonds, Funds. Swissquote offers Stocks, ETFs, Forex, Options, Futures, Bonds, Funds, Crypto.
How are PostFinance and Swissquote regulated?
The broker profiles list FINMA for PostFinance and FINMA for Swissquote. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is PostFinance or Swissquote better for beginners?
PostFinance lists a 0 CHF minimum deposit and offers PostFinance E-Trading, PostFinance App. Swissquote lists 1.000 CHF and offers Swissquote eTrading, MT4, MT5, Swissquote App. Compare usability, available products and costs for your intended use.
PostFinance vs Swissquote: Which broker is better overall?
The choice between PostFinance (3.6/5, 800 reviews) and Swissquote (4.4/5, 1200 reviews) depends on your needs. PostFinance: Securities trading at Swiss PostFinance with E-Trading. Swissquote: Swiss online bank with premium trading and crypto offering.
Do PostFinance or Swissquote charge an inactivity fee?
PostFinance: no inactivity fee. Swissquote: No inactivity fee; however CHF 80/quarter custody fee on securities accounts.

Your next step

Your next step

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Before you pick a broker

The guides worth reading before your first trade, whichever of the two you choose.

Crypto options: Bitcoin & EthereumOptions on crypto, the venues and their quirks.Options risks & opportunitiesWhat you can lose, and what the risk buys you.Options taxes in GermanyFlat-rate tax, loss offsetting and allowances.
Terms in the glossary:Implied volatilityMarginPremiumCall optionExpiration