OpenBankFunds with no buy/sell fees, roboadvisor from 0.49% p.a.
- Published fee
- Funds with no buy/sell fees, roboadvisor from 0.49% p.a.
- Minimum deposit
- 0 €
Broker comparison
OpenBank vs.
Quirion
Which broker fits your needs?
Platforms, products and fees side by side.
Updated: October 2026
See comparisonOpenBank
QuirionVS
Summary
Your goal decides.
Quirion has a higher rating of 4/5 compared to OpenBank (3.7/5). OpenBank offers 4 instrument types, while Quirion offers 2. The minimum deposit is lower at OpenBank with 0 €. Quirion is BaFin-regulated, while OpenBank is supervised by BdE/CNMV. OpenBank has been in the market since 1995, making it the more experienced provider.
OpenBankDigital bank of the Santander Group with investment features
QuirionDigital robo-advisor from Quirin Privatbank with automated investment
At a glance
The key differences
| Criterion | OpenBank | Quirion |
|---|---|---|
| Platforms | OpenBank Web, OpenBank App | Quirion Web, Quirion App |
| Product types | Stocks, ETFs, Funds, Robo-Advisory | ETFs, ETF-Sparpläne |
| Options trading | No | No |
| Fee model | Funds with no buy/sell fees, roboadvisor from 0.49% p.a. | 0.48% p.a. management fee, ETF costs from 0.15% p.a. |
| Minimum deposit | 0 € | 1 € |
| Regulation | BdE/CNMV | BaFin |
| More information | Details | Details |
Platforms
OpenBank
OpenBank Web, OpenBank App
Quirion
Quirion Web, Quirion App
Product types
OpenBank
Stocks, ETFs, Funds, Robo-Advisory
Quirion
ETFs, ETF-Sparpläne
Options trading
OpenBank
No
Quirion
No
Fee model
OpenBank
Funds with no buy/sell fees, roboadvisor from 0.49% p.a.
Quirion
0.48% p.a. management fee, ETF costs from 0.15% p.a.
Minimum deposit
OpenBank
0 €
Quirion
1 €
Regulation
OpenBank
BdE/CNMV
Quirion
BaFin
Product access and costs depend on market, account and permissions.
Detailed comparison
Comparing fees
Compare total costs, not just the order fee.
OpenBankQuirion0.48% p.a. management fee, ETF costs from 0.15% p.a.
- Published fee
- 0.48% p.a. management fee, ETF costs from 0.15% p.a.
- Minimum deposit
- 1 €
The relevant costs depend on market, currency, order size and trading style.
Execution quality
Order type, venue and liquidity affect execution.
OpenBankCheck the provider’s execution policy and available order types for your account.
Provider informationQuirionCheck the provider’s execution policy and available order types for your account.
Provider informationProduct range
OpenBankStocksETFsFundsRobo-Advisory
QuirionETFsETF-Sparpläne
Categories come from broker profiles. Check specific markets and permissions before deciding.
Trading platforms
OpenBankOpenBank Web · OpenBank App
OpenBank offers the OpenBank Web platform and the OpenBank App. The platform combines banking and investment features in a modern, user-friendly interface. The robo-advisor enables automated investing based on individual risk profiles. The app provides the full range of features on mobile.
Explore platformQuirionQuirion Web · Quirion App
Quirion offers the Quirion Web platform and the Quirion App. Both display portfolio performance, asset allocation, and rebalancing history. The interface is intentionally simple since no active trading takes place. Investors can set up one-time payments and savings plans and adjust their risk profile.
Explore platformRegulation does not prevent market losses. The relevant authority depends on the contracting entity.
Your investor profile
Who might it suit?
OpenBankDigital bank of the Santander Group with investment features
- Part of the Santander Group – high security
- No buy/sell fees on funds
- Roboadvisor feature for passive investors
- Limited stock selection
- Primarily focused on Spanish customers
QuirionDigital robo-advisor from Quirin Privatbank with automated investment
- From Quirin Privatbank – BaFin-regulated full banking license
- Automated ETF investment with scientific approach
- Low management fee of 0.48% p.a.
- No active trading possible, robo-advisor only
- Limited customization options
Find the broker that fits
OpenBank oder Quirion?
Side by side. Decided with knowledge.
See the differences that matter, and the Academy lessons that explain them.
VS
- Fees
- Platform
- Regulation
- Matching lessons
Two brokers. Many options. Your call.
Your questions
Frequently asked questions
How do fees differ between OpenBank and Quirion?
OpenBank: Funds with no buy/sell fees, roboadvisor from 0.49% p.a.. Quirion: 0.48% p.a. management fee, ETF costs from 0.15% p.a.. Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: OpenBank or Quirion?
OpenBank offers Stocks, ETFs, Funds, Robo-Advisory. Quirion offers ETFs, ETF-Sparpläne.
How are OpenBank and Quirion regulated?
The broker profiles list BdE/CNMV for OpenBank and BaFin for Quirion. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is OpenBank or Quirion better for beginners?
OpenBank lists a 0 € minimum deposit and offers OpenBank Web, OpenBank App. Quirion lists 1 € and offers Quirion Web, Quirion App. Compare usability, available products and costs for your intended use.
OpenBank vs Quirion: Which broker is better overall?
The choice between OpenBank (3.7/5, 750 reviews) and Quirion (4/5, 750 reviews) depends on your needs. OpenBank: Digital bank of the Santander Group with investment features. Quirion: Digital robo-advisor from Quirin Privatbank with automated investment.
Your next step
Your next step
OpenBankDigital bank of the Santander Group with investment features
Open accountRead reviewQuirionDigital robo-advisor from Quirin Privatbank with automated investment
Open accountRead reviewKeep learning
Before you pick a broker
The guides worth reading before your first trade, whichever of the two you choose.