Broker comparison

DEGIRO vs.
Flatex

Which broker fits your needs?

Platforms, products and fees side by side.

Updated: October 2026

See comparison

Summary

Your goal decides.

Flatex has a higher rating of 4.2/5 compared to DEGIRO (4.1/5). Flatex offers 7 instrument types, while DEGIRO offers 5. Flatex has been in the market since 2006, making it the more experienced provider.

Low-cost online broker with broad European offering

Flat-fee broker with broad product range and options trading

At a glance

The key differences

Criterion
PlatformsDEGIRO App, DEGIRO WebFlatex Web, Flatex App, Flatex Trader 2.0
Product typesStocks, ETFs, Options, Futures, BondsStocks, ETFs, Options, Futures, Funds, Bonds, Derivatives
Options tradingYes, mediumYes, Eurex and US options via Flatex
Fee modelEurex options: €1.00 per contract€5.90 flat fee per order plus exchange fees
Minimum deposit0 €0 €
RegulationBaFin/AFM/DNBBaFin
More informationDetailsDetails

Platforms

DEGIRO

DEGIRO App, DEGIRO Web

Flatex

Flatex Web, Flatex App, Flatex Trader 2.0

Product types

DEGIRO

Stocks, ETFs, Options, Futures, Bonds

Flatex

Stocks, ETFs, Options, Futures, Funds, Bonds, Derivatives

Options trading

DEGIRO

Yes, medium

Flatex

Yes, Eurex and US options via Flatex

Fee model

DEGIRO

Eurex options: €1.00 per contract

Flatex

€5.90 flat fee per order plus exchange fees

Minimum deposit

DEGIRO

0 €

Flatex

0 €

Regulation

DEGIRO

BaFin/AFM/DNB

Flatex

BaFin

More information

DEGIRO

Details

Flatex

Details

Product access and costs depend on market, account and permissions.

Detailed comparison

Comparing fees

Compare total costs, not just the order fee.

Eurex options: €1.00 per contract

Published fee
Eurex options: €1.00 per contract
Minimum deposit
0 €
See terms at provider

€5.90 flat fee per order plus exchange fees

Published fee
€5.90 flat fee per order plus exchange fees
Minimum deposit
0 €
See terms at provider

The relevant costs depend on market, currency, order size and trading style.

Execution quality

Order type, venue and liquidity affect execution.

DEGIRO says its execution policy considers price, costs and the likelihood of execution, among other factors. Available venues can depend on the product and order.

Provider information

Check the provider’s execution policy and available order types for your account.

Provider information

Product range

StocksETFsOptionsFuturesBonds
StocksETFsOptionsFuturesFundsBondsDerivatives

Categories come from broker profiles. Check specific markets and permissions before deciding.

Trading platforms

DEGIRO App · DEGIRO Web

DEGIRO offers the DEGIRO App and the DEGIRO Web platform. Both provide real-time quotes, charts, various order types, portfolio overview, and access to over 50 international exchanges. The platform is optimized for simplicity and low costs.

Explore platform

Flatex Web · Flatex App · Flatex Trader 2.0

Flatex offers three trading platforms: Flatex Web enables comfortable browser-based trading with chart analysis and order masks. The Flatex App provides mobile trading with push notifications, watchlists, and quick order placement. Flatex Trader 2.0 is the professional desktop platform with real-time charts, over 80 technical indicators, Level 2 market depth, and advanced order types. All platforms provide access to the Eurex derivatives market and support trading at numerous national and international exchanges.

Explore platform

Regulation & security

flatexDEGIRO Bank Dutch Branch

BaFin/AFM/DNB

Regulatory information

Regulation does not prevent market losses. The relevant authority depends on the contracting entity.

Your investor profile

Who might it suit?

Low-cost online broker with broad European offering

  • Low fees
  • User-friendly
  • EU-regulated
  • Limited options strategies
  • No phone support

Flat-fee broker with broad product range and options trading

  • Simple flat-fee structure
  • Eurex options trading available
  • Wide range of savings plans
  • Negative interest on cash balances
  • Additional exchange fees

Find the broker that fits

DEGIRO oder Flatex?

Side by side. Decided with knowledge.

See the differences that matter, and the Academy lessons that explain them.

VS
  • Fees
  • Platform
  • Regulation
  • Matching lessons
Two brokers. Many options. Your call.
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Your questions

Frequently asked questions

How do fees differ between DEGIRO and Flatex?
DEGIRO: Eurex options: €1.00 per contract. Flatex: €5.90 flat fee per order plus exchange fees. Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: DEGIRO or Flatex?
DEGIRO offers Stocks, ETFs, Options, Futures, Bonds. Flatex offers Stocks, ETFs, Options, Futures, Funds, Bonds, Derivatives.
How are DEGIRO and Flatex regulated?
The broker profiles list BaFin/AFM/DNB for DEGIRO and BaFin for Flatex. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is DEGIRO or Flatex better for beginners?
DEGIRO lists a 0 € minimum deposit and offers DEGIRO App, DEGIRO Web. Flatex lists 0 € and offers Flatex Web, Flatex App, Flatex Trader 2.0. Compare usability, available products and costs for your intended use.
DEGIRO vs Flatex: Which broker is better overall?
The choice between DEGIRO (4.1/5, 567 reviews) and Flatex (4.2/5, 1500 reviews) depends on your needs. DEGIRO: Low-cost online broker with broad European offering. Flatex: Flat-fee broker with broad product range and options trading.

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