City IndexSpreads from 0.5 pip on forex, no commission on standard account
- Published fee
- Spreads from 0.5 pip on forex, no commission on standard account
- Minimum deposit
- 150 €
- Inactivity
- $15/month after 12 months of inactivity
Broker comparison
City Index vs.
XTB
Which broker fits your needs?
Platforms, products and fees side by side.
Updated: October 2026
See comparisonCity Index
XTBVS
Summary
Your goal decides.
XTB has a higher rating of 4.4/5 compared to City Index (4.1/5). XTB offers 7 instrument types, while City Index offers 6. The minimum deposit is lower at XTB with 0 €. City Index has been in the market since 1983, making it the more experienced provider. On spreads, City Index offers EUR/USD from 0.5 pip (typical), while XTB offers EUR/USD from 0.5 pip (Standard).
City IndexEstablished CFD broker with over 40 years of market presence
XTBPublicly traded CFD broker with award-winning xStation platform
At a glance
The key differences
| Criterion | City Index | XTB |
|---|---|---|
| Platforms | City Index Web Trader, MT4, City Index App | xStation 5, xStation Mobile |
| Product types | CFDs, Forex, Indices, Commodities, Stocks CFDs, Crypto | Stocks, ETFs, CFDs, Forex, Commodities, Indices, Crypto |
| Options trading | No, CFDs and spread betting | No, but over 6,000 stocks and ETFs commission-free |
| Fee model | Spreads from 0.5 pip on forex, no commission on standard account | 0% commission on stock CFDs (up to €100,000/month), spreads from 0.1 pip |
| Minimum deposit | 150 € | 0 € |
| Regulation | FCA | KNF/FCA/CySEC |
| More information | Details | Details |
Platforms
City Index
City Index Web Trader, MT4, City Index App
XTB
xStation 5, xStation Mobile
Product types
City Index
CFDs, Forex, Indices, Commodities, Stocks CFDs, Crypto
XTB
Stocks, ETFs, CFDs, Forex, Commodities, Indices, Crypto
Options trading
City Index
No, CFDs and spread betting
XTB
No, but over 6,000 stocks and ETFs commission-free
Fee model
City Index
Spreads from 0.5 pip on forex, no commission on standard account
XTB
0% commission on stock CFDs (up to €100,000/month), spreads from 0.1 pip
Minimum deposit
City Index
150 €
XTB
0 €
Regulation
City Index
FCA
XTB
KNF/FCA/CySEC
Product access and costs depend on market, account and permissions.
Detailed comparison
Comparing fees
Compare total costs, not just the order fee.
City IndexXTB0% commission on stock CFDs (up to €100,000/month), spreads from 0.1 pip
- Published fee
- 0% commission on stock CFDs (up to €100,000/month), spreads from 0.1 pip
- Minimum deposit
- 0 €
- Inactivity
- €10/month after 12 months of inactivity
The relevant costs depend on market, currency, order size and trading style.
Execution quality
Order type, venue and liquidity affect execution.
City IndexCheck the provider’s execution policy and available order types for your account.
Provider informationXTBCheck the provider’s execution policy and available order types for your account.
Provider informationProduct range
City IndexCFDsForexIndicesCommoditiesStocks CFDsCrypto
XTBStocksETFsCFDsForexCommoditiesIndicesCrypto
Categories come from broker profiles. Check specific markets and permissions before deciding.
Trading platforms
City IndexCity Index Web Trader · MT4 · City Index App
City Index offers three trading platforms: The proprietary Web Trader is a browser-based platform with advanced charting, technical indicators, market analysis, and integrated research tools. MT4 is available for traders who prefer automated trading with Expert Advisors. The City Index App enables full-featured mobile trading with real-time quotes, push notifications, and order placement on the go.
Explore platformXTBxStation 5 · xStation Mobile
XTB offers the award-winning xStation 5 and the xStation Mobile app. xStation 5 features a modern interface with real-time charts, over 30 technical indicators, drawing tools, and integrated market analyses. The platform provides a stock scanner, trade calculator, market sentiment display, and performance statistics. The xStation Mobile app mirrors the full range of features on the smartphone. Various order types including stop loss and take profit are supported.
Explore platformRegulation does not prevent market losses. The relevant authority depends on the contracting entity.
Your investor profile
Who might it suit?
City IndexEstablished CFD broker with over 40 years of market presence
- Long-standing experience since 1983
- Tight spreads from 0.5 pip
- FCA-regulated
- No BaFin regulation
- Minimum deposit €150
XTBPublicly traded CFD broker with award-winning xStation platform
- Award-winning xStation platform
- 0% commission on stocks up to €100,000
- Publicly traded company
- Inactivity fee after 12 months
- No MetaTrader 4/5
Find the broker that fits
City Index oder XTB?
Side by side. Decided with knowledge.
See the differences that matter, and the Academy lessons that explain them.
VS
- Fees
- Platform
- Regulation
- Matching lessons
Two brokers. Many options. Your call.
Your questions
Frequently asked questions
How do fees differ between City Index and XTB?
City Index: Spreads from 0.5 pip on forex, no commission on standard account. XTB: 0% commission on stock CFDs (up to €100,000/month), spreads from 0.1 pip. Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: City Index or XTB?
City Index offers CFDs, Forex, Indices, Commodities, Stocks CFDs, Crypto. XTB offers Stocks, ETFs, CFDs, Forex, Commodities, Indices, Crypto.
How are City Index and XTB regulated?
The broker profiles list FCA for City Index and KNF/FCA/CySEC for XTB. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is City Index or XTB better for beginners?
City Index lists a 150 € minimum deposit and offers City Index Web Trader, MT4, City Index App. XTB lists 0 € and offers xStation 5, xStation Mobile. Compare usability, available products and costs for your intended use.
City Index vs XTB: Which broker is better overall?
The choice between City Index (4.1/5, 800 reviews) and XTB (4.4/5, 2100 reviews) depends on your needs. City Index: Established CFD broker with over 40 years of market presence. XTB: Publicly traded CFD broker with award-winning xStation platform.
How do spreads compare between City Index and XTB?
City Index offers typical spreads of EUR/USD from 0.5 pip (typical). XTB offers EUR/USD from 0.5 pip (Standard). Tighter spreads reduce trading costs especially for active trading.
Do City Index or XTB charge an inactivity fee?
City Index: $15/month after 12 months of inactivity. XTB: €10/month after 12 months of inactivity.
Your next step
Your next step
City IndexEstablished CFD broker with over 40 years of market presence
Open accountRead reviewXTBPublicly traded CFD broker with award-winning xStation platform
Open accountRead reviewKeep learning
Before you pick a broker
The guides worth reading before your first trade, whichever of the two you choose.