Capital.comSpread-based, no commission
- Published fee
- Spread-based, no commission
- Minimum deposit
- 20 €
- Spread figure
- EUR/USD from 0.6 pip (typical), no commissions
Broker comparison
Capital.com vs.
XTB
Which broker fits your needs?
Platforms, products and fees side by side.
Updated: October 2026
See comparisonCapital.com
XTBVS
Summary
Your goal decides.
XTB has a higher rating of 4.4/5 compared to Capital.com (4.3/5). XTB offers 7 instrument types, while Capital.com offers 6. The minimum deposit is lower at XTB with 0 €. XTB has been in the market since 2002, making it the more experienced provider. On spreads, Capital.com offers EUR/USD from 0.6 pip (typical), no commissions, while XTB offers EUR/USD from 0.5 pip (Standard).
Capital.comAI-powered trading platform with over 6,000 markets
XTBPublicly traded CFD broker with award-winning xStation platform
At a glance
The key differences
| Criterion | Capital.com | XTB |
|---|---|---|
| Platforms | Capital.com App, Capital.com Web, MT4, TradingView | xStation 5, xStation Mobile |
| Product types | Forex, Stocks CFDs, Indices, Commodities, Crypto CFDs, ETFs CFDs | Stocks, ETFs, CFDs, Forex, Commodities, Indices, Crypto |
| Options trading | No | No, but over 6,000 stocks and ETFs commission-free |
| Fee model | Spread-based, no commission | 0% commission on stock CFDs (up to €100,000/month), spreads from 0.1 pip |
| Minimum deposit | 20 € | 0 € |
| Regulation | FCA/CySEC/ASIC | KNF/FCA/CySEC |
| More information | Details | Details |
Platforms
Capital.com
Capital.com App, Capital.com Web, MT4, TradingView
XTB
xStation 5, xStation Mobile
Product types
Capital.com
Forex, Stocks CFDs, Indices, Commodities, Crypto CFDs, ETFs CFDs
XTB
Stocks, ETFs, CFDs, Forex, Commodities, Indices, Crypto
Options trading
Capital.com
No
XTB
No, but over 6,000 stocks and ETFs commission-free
Fee model
Capital.com
Spread-based, no commission
XTB
0% commission on stock CFDs (up to €100,000/month), spreads from 0.1 pip
Minimum deposit
Capital.com
20 €
XTB
0 €
Regulation
Capital.com
FCA/CySEC/ASIC
XTB
KNF/FCA/CySEC
Product access and costs depend on market, account and permissions.
Detailed comparison
Comparing fees
Compare total costs, not just the order fee.
Capital.comXTB0% commission on stock CFDs (up to €100,000/month), spreads from 0.1 pip
- Published fee
- 0% commission on stock CFDs (up to €100,000/month), spreads from 0.1 pip
- Minimum deposit
- 0 €
- Inactivity
- €10/month after 12 months of inactivity
The relevant costs depend on market, currency, order size and trading style.
Execution quality
Order type, venue and liquidity affect execution.
Capital.comCheck the provider’s execution policy and available order types for your account.
Provider informationXTBCheck the provider’s execution policy and available order types for your account.
Provider informationProduct range
Capital.comForexStocks CFDsIndicesCommoditiesCrypto CFDsETFs CFDs
XTBStocksETFsCFDsForexCommoditiesIndicesCrypto
Categories come from broker profiles. Check specific markets and permissions before deciding.
Trading platforms
Capital.comCapital.com App · Capital.com Web · MT4 · TradingView
Capital.com offers its own AI-powered trading platform as web and app versions, using machine learning to analyze trading patterns and deliver personalized insights. Additionally, MetaTrader 4 is available for classic Forex trading. The TradingView integration enables trading directly from the renowned charting software. All platforms are characterized by intuitive operation and comprehensive analytical tools.
Explore platformXTBxStation 5 · xStation Mobile
XTB offers the award-winning xStation 5 and the xStation Mobile app. xStation 5 features a modern interface with real-time charts, over 30 technical indicators, drawing tools, and integrated market analyses. The platform provides a stock scanner, trade calculator, market sentiment display, and performance statistics. The xStation Mobile app mirrors the full range of features on the smartphone. Various order types including stop loss and take profit are supported.
Explore platformRegulation does not prevent market losses. The relevant authority depends on the contracting entity.
Your investor profile
Who might it suit?
Capital.comAI-powered trading platform with over 6,000 markets
- AI-powered trading signals
- Over 6,000 markets
- Low minimum deposit (€20)
- CFD trading only
- No MT5 support
XTBPublicly traded CFD broker with award-winning xStation platform
- Award-winning xStation platform
- 0% commission on stocks up to €100,000
- Publicly traded company
- Inactivity fee after 12 months
- No MetaTrader 4/5
Find the broker that fits
Capital.com oder XTB?
Side by side. Decided with knowledge.
See the differences that matter, and the Academy lessons that explain them.
VS
- Fees
- Platform
- Regulation
- Matching lessons
Two brokers. Many options. Your call.
Your questions
Frequently asked questions
How do fees differ between Capital.com and XTB?
Capital.com: Spread-based, no commission. XTB: 0% commission on stock CFDs (up to €100,000/month), spreads from 0.1 pip. Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: Capital.com or XTB?
Capital.com offers Forex, Stocks CFDs, Indices, Commodities, Crypto CFDs, ETFs CFDs. XTB offers Stocks, ETFs, CFDs, Forex, Commodities, Indices, Crypto.
How are Capital.com and XTB regulated?
The broker profiles list FCA/CySEC/ASIC for Capital.com and KNF/FCA/CySEC for XTB. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is Capital.com or XTB better for beginners?
Capital.com lists a 20 € minimum deposit and offers Capital.com App, Capital.com Web, MT4, TradingView. XTB lists 0 € and offers xStation 5, xStation Mobile. Compare usability, available products and costs for your intended use.
Capital.com vs XTB: Which broker is better overall?
The choice between Capital.com (4.3/5, 1600 reviews) and XTB (4.4/5, 2100 reviews) depends on your needs. Capital.com: AI-powered trading platform with over 6,000 markets. XTB: Publicly traded CFD broker with award-winning xStation platform.
How do spreads compare between Capital.com and XTB?
Capital.com offers typical spreads of EUR/USD from 0.6 pip (typical), no commissions. XTB offers EUR/USD from 0.5 pip (Standard). Tighter spreads reduce trading costs especially for active trading.
Do Capital.com or XTB charge an inactivity fee?
Capital.com: no inactivity fee. XTB: €10/month after 12 months of inactivity.
Your next step
Your next step
Capital.comAI-powered trading platform with over 6,000 markets
Open accountRead reviewXTBPublicly traded CFD broker with award-winning xStation platform
Open accountRead reviewKeep learning
Before you pick a broker
The guides worth reading before your first trade, whichever of the two you choose.